CFL Spring 2022

Spring 2022 | Member Magazine

THE VALUE OF VALUE LIFE INSURANCE 2022 MEMBER EVENTS FINANCIAL BENEFITS AVAILABLE TO YOU

Board of Directors: John Borgen, Richfield, Wis. President and CEO

Kristen Mueller, Greenfield, Wis. Corporate Secretary & Vice President of Human Resources

SPRING ‘22

Sandra Dempsey, Milwaukee, Wis. Coral Grout, Winchendon, Mass. Joe Kopinski, Greenfield, Wis.

3 President’s Message 4 Mensaje del Presidente 5 A Message from Our Spiritual Director 6 The Value of Value Life Insurance 8 2022 Member Events 10 Financial Member Bene fi ts Available to You 12 We’re Hiring 13 All in the Family for New Catholic Financial Life CEO John Borgen

Al Lorge, Cedarburg, Wis. Jay Mack, Hartland, Wis. Lisa Mick, Fond du Lac, Wis. Kari Niedfeldt-Thomas, New Brighton, Minn. Susan Obermiller, Green Bay, Wis. Bill O’Toole, Pleasant Prairie, Wis. Je ff Tilley, Franklin, Wis. Spiritual Director: Archbishop Jerome E. Listecki, Milwaukee, Wis. Radiant Life is the o ffi cial publication of: Catholic Financial Life 1100 West Wells Street P.O. Box 3211 Milwaukee, WI 53201-3211

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16 Serving God Through Serving Others 19 Joseph E. Gadbois “God Bless America” Photo Contest 20 Five Wishes 21 Congratulations

POSTMASTER: Send address changes to Catholic Financial Life Magazine

Catholic Financial Life 1100 West Wells Street Milwaukee, WI 53233

to Our Give Back Contest Winners

14 Tips to Save for College

Phone: (800) 927-2547 Copyright © 2022 Catholic Financial Life. All rights reserved.

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To sign up for the e-version of the magazine, visit cfl.org/radiantlife

PRESIDENT’S MESSAGE Di ff erent by Design Catholic Financial Life is a di ff erent kind of fi nancial services organization. As a faith-based, not-for-pro fi t, fraternal, we measure our success according to a ‘dual bottom line’ – fi nancial results and fraternal impact. Both are equally important components of our mission. Being di ff erent is not an accident. It is an intentional decision that has been true since our inception 154 years ago and continues today. We are di ff erent by design. We are guided by our faith – a two-thousand-year tradition inspired by the Gospel informs our decision-making. WWJD is not just a clever marketing slogan – it is our modus operandi. We exist to serve our members – the hard-working people of Main St. USA, not Wall St. elites. Providing solid fi nancial results annually ensures we will ful fi ll our promises for the bene fi t of generations current and yet to come. (You will receive our 2021 Financial and Fraternal Impact Report this Summer but here’s a preview: record surplus, record capital and an A- fi nancial strength rating with a positive outlook from our rating agency, KBRA.) Enhancing quality of life is not a slogan – it is part of our purpose. Through member bene fi ts, regional social events and local charitable activities, your membership has value beyond fi nancial products and services. For you, with you and through you, we make a positive impact in communities. This magazine highlights some of those bene fi ts, social activities and the di ff erence made by some of our local chapters and impact teams. We care for our brothers and sisters in need – it is our responsibility. Through organizations like Saint Vincent de Paul, Special Olympics and Habitat for Humanity, we take seriously the Gospel mandate to love one another. That’s why you, our members, volunteered over 58,000 hours in the name of Catholic Financial Life in 2021 alone. It is my honor to lead this great organization. If I can ever be of assistance to you, please contact me. It’s another thing that makes Catholic Financial Life di ff erent! God Bless,

Being di ff erent is not an accident. It is an intentional decision that has been true since our inception 154 years ago and continues today. We are di ff erent by design .

John T. Borgen President and CEO john.borgen@catholic fi nanciallife.org (414) 278-6608

PS Over 4 million people have fl ed their homes because of war in Ukraine. Please see the back cover of this magazine for information about how you can help the refugees. Will you join us?

Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 3

MENSAJE DEL PRESIDENTE

Diferente por Diseño Catholic Financial Life es una organización de servicios fi nancieros diferente. Como una organización fraternal basada en la fe, sin fi nes de lucro, medimos nuestro éxito de acuerdo a un “resultado fi nal doble” – resultados fi nancieros e impacto fraternal. Ambos son componentes igualmente importantes de nuestra misión. Ser diferente no es un accidente. Es una decisión intencional que ha sido cierta desde nuestro inicio hace 154 años y continúa hoy. Somos diferentes por diseño . Nos guiamos por nuestra fe: – una tradición de dos mil años inspirada en el Evangelio informa nuestra toma de decisiones. WWJD no es solo un concepto de mercadotecnia inteligente, es nuestro modo de operar. Existimos para servir a nuestros miembros: la gente trabajadora de Main St. USA, no las élites de Wall St. Brindar resultados fi nancieros sólidos anualmente garantiza que cumpliremos nuestras promesas en bene fi cio de las generaciones actuales y futuras. (Recibirás nuestro informe de impacto fi nanciero y fraternal del 2021 este verano, pero aquí hay una vista previa: superávit récord, capital récord y una cali fi cación de solidez fi nanciera A- con una perspectiva positiva de nuestra agencia cali fi cadora, KBRA.) Mejorar la calidad de vida no es un concepto, es parte de nuestro propósito. A través de los bene fi cios para miembros, los eventos sociales regionales y las actividades bené fi cas locales, tu membresía tiene valor más allá de los productos y servicios fi nancieros. Por ti, contigo y a través de ti, generamos un impacto positivo en las comunidades. Esta revista destaca esos bene fi cios, actividades sociales y la diferencia que marcan algunos de nuestras cuadrillas locales y equipos de impacto. Cuidamos de nuestros hermanos y hermanas necesitados – es nuestra responsabilidad. A través de organizaciones como Saint Vincent de Paul, Special Olympics y Habitat for Humanity, tomamos en serio el mandato del Evangelio de amarnos unos a otros. Es por eso que ustedes, nuestros miembros, se ofrecieron como voluntarios durante más de 58,000 horas en nombre de Catholic Financial Life solo en el 2021. Es un honor para mí liderar esta gran organización. Si alguna vez puedo ser de ayuda para ti, por favor pónte en contacto conmigo. ¡Es otra cosa que hace diferente a Catholic Financial Life! Dios los bendiga,

Ser diferente no es un accidente. Es una decisión intencional que ha sido cierta desde nuestro inicio hace 154 años y continúa hoy. Somos diferentes por diseño .

John T. Borgen Presidente y Director Ejecutivo john.borgen@catholic fi nanciallife.org (414) 278-6608

PS Más de 4 millones de personas han huido de sus hogares a causa de la guerra en Ucrania. Ve la contraportada de esta revista para obtener información sobre cómo puede ayudar a los refugiados. ¿Te unes?

4 CATHOLIC FINANCIAL LIFE SPRING 2022

To sign up for the e-version of the magazine, visit cfl.org/radiantlife

DEAR BROTHERS AND SISTERS IN CHRIST Easter People

Gente de Pascua ¿Has escuchado la frase, “Somos un pueblo de Pascua”? ¿De dónde viene? ¿Qué significa? Esta descripción de nosotros, los cristianos católicos, proviene de San Agustín de Hipona, que vivió entre los años 354 y 430. Durante una homilía del domingo de Pascua, proclamó: “¡Somos un pueblo de Pascua y Aleluya es nuestro himno de alabanza!” Pero, ¿qué significa eso … ser un pueblo pascual? En sus escritos, San Agustín desarrolló aún más esta idea: “Admiremos, felicitemos, regocijémonos, amemos, alabemos, adoremos; porque por la muerte de nuestro Redentor somos llamados de las tinieblas a la luz, de la muerte a la vida, del destierro a la casa, del dolor al gozo eterno.” En 1986, más de mil quinientos años después, el Santo Papa Juan Pablo II comentó: “No pretendemos que la vida sea toda belleza. Somos conscientes de la oscuridad y el pecado, de la pobreza y el dolor. Pero sabemos que Jesús ha vencido al pecado y ha pasado de su propio dolor a la gloria de la Resurrección. Y vivimos a la luz de su Misterio Pascual, el misterio de su Muerte y Resurrección. ‘¡Somos un Pueblo de Pascua y Aleluya es nuestra canción!’” Cada pueblo, en cada época, se enfrenta a la batalla entre el bien y el mal, la vida y la muerte, la virtud y el pecado. Pero sabemos que, aunque estas batallas continúan, Dios ya venció el mal, la muerte y el pecado. Jesús es el camino hacía una vida virtuosa, una vida buena, una vida santa. Ser un pueblo de Pascua es ser personas diferentes … personas que se transforman para vivir de manera diferente al resto de la sociedad por nuestra fe en Jesús Crucificado y Resucitado. Como pensamos, como hablamos y como actuamos debe ser diferente debido a la Pascua. Vivamos cada día como un pueblo pascual, un pueblo diferente, y digno de las promesas de Cristo. Al hacerlo, damos testimonio de Jesús, nuestro Salvador. Una bendita Pascua, Reverendísimo Jerome E. Listecki Arzobispo de Milwaukee Director espiritual de Catholic Financial Life PD Es primavera y eso significa que es tiempo de la ‘Triple B’: parrillada, béisbol y cerveza. ¿Sabías que San Agustín es uno de los santos patronos de los cerveceros? ¡Que continúe guiando a todos los que practican este oficio y esté con “The Crew” esta temporada!

Have you heard the phrase, “We are an Easter people”? Where does it come from? What does it mean? This description of us Catholic Christians comes from Saint Augustine of Hippo who lived from 354 to 430. During an Easter Sunday homily he proclaimed, “We are an Easter people and Alleluia is our hymn of praise!”

But what does that mean … to be an Easter people? In his writings, Saint Augustine further developed this idea, “Let us admire, congratulate, rejoice, love, praise, adore; because through the death of our Redeemer we are called from darkness to light, from death to life, from exile to home, from grief to everlasting joy.” In 1986, over fi fteen hundred years later, Saint Pope John Paul II commented, “We do not pretend that life is all beauty. We are aware of darkness and sin, of poverty and pain. But we know Jesus has conquered sin and passed through his own pain to the glory of the Resurrection. And we live in the light of his Paschal Mystery – the mystery of his Death and Resurrection. ‘We are an Easter People and Alleluia is our song!’” Every people, in every age are confronted with the battle between good and evil, life and death, virtue and sin. But we know that although these battles rage on, God has already conquered evil, death and sin. Jesus is the path to a virtuous life, a good life, a holy life. To be an Easter people is to be people who are di ff erent … people who are transformed to live di ff erently from the rest of society because of our faith in Jesus Cruci fi ed and Risen. How we think, how we speak and how we act must be di ff erent because of Easter. May we live every day as an Easter people, a di ff erent people, worthy of the promises of Christ. In so doing we bear witness to

Jesus our Savior. A Blessed Easter,

Most Reverend Jerome E. Listecki Archbishop of Milwaukee Catholic Financial Life’s Spiritual Director

PS It’s Spring and that means it’s time for the ‘Triple B’: barbeque, baseball and beer. Did you know that Saint Augustine is one of the patron saints of brewers? May he continue to guide all who practice this craft and be with “The Crew” this season!

Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 5

THE VALUE OF VALUE LIFE INSURANCE

In this complicated world, there are some things that are simple — like the need to protect our loved ones. Catholic Financial Life’s Value Life Insurance is a Whole Life Insurance plan that is easy to understand, low cost and provides cash value. It’s that simple. It guarantees low-cost premiums and protection for your whole life. Let’s find out how Juan and Catherine benefited from Value Life Insurance.

Catherine’s Background Age: 67 Income: $60,000 Family: Husband and three children

Health Status: Occasional smoker, average health Goals: Ensure her family has enough money to cover funeral costs Meet Catherine Catherine is a 67-year-old recent retiree. When reviewing her finances and organizing important documents, she grew concerned that her three children would need to pay for her funeral/burial out of pocket since she didn’t have any life insurance. She only had group coverage through work that expired when she retired. Catherine reached out to a Catholic Financial Life Advisor and purchased a $25,000 Value Life Insurance policy for less than $90 per month. Her coverage will never decrease, and her premium will never increase. Catherine was able to enjoy more of her retirement knowing her kids were financially protected if something were to happen to her.

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Meet Juan Juan and his wife Kathy have been married for three years. They recently welcomed their one-year-old son, Tom, into the world. To ensure his family was protected, he knew he needed to purchase life insurance. Keeping his family in a great home and making sure they could replace his income were Juan’s top priorities but he also wanted to make sure there was a death benefit regardless of when he passed away. With welcoming a newborn into the world, Juan had a limited budget to work with. As he researched di ff erent products, he understood the importance of Term Life Insurance for larger coverage but was worried about spending too much on Term Life Insurance that only provided coverage for a certain amount of time. Term Life Insurance for covering large, temporary needs and the importance of Whole Life Insurance for covering permanent needs. His Advisor mentioned the benefits of combining Value Life Insurance with a Term Rider for additional protection. After Juan reviewed the numbers of an individual Term Life Insurance plan or a Value Life Insurance plan with a Term Rider, it made more sense to apply for the combination plan. Juan shared this information with his Catholic Financial Life Advisor. His Advisor discussed the benefits of

Juan’s Background Age: 33 Income: $55,000 Family: Wife and one-year-old child Health Status: Average health Goals: Ensure his family is protected and has enough money if he passes away

Contact your Advisor to learn more about Value Life Insurance or email sales@cfl.org.

15-0030-3/22 Catholic Financial Life is headquartered in Milwaukee, Wis. Products and services are not available in all states.

Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 7

2022 MEMBER EVENTS Join us at our upcoming member events!

Summertime Fun at Fireman’s Park Columbus, Wis. July 16 $35 per family group Bring your friends and family to join us for a day of Summertime fun in Columbus, Wis.! Enjoy family games, bocce and corn hole tournaments, bingo, ra ffl es and more! Deadline: July 1 Ticket price: $11 for adults (ages 13 and up), $8 for children (ages 3-12), children 2 and under are free Tickets include admission to the zoo, parking, one ice cream cup per person, beer, soda and popcorn! Deadline: June 20 Wisconsin State Fair West Allis, Wis. August 10 Ticket price: $9 for ages 6 and up, children 5 and under are free Deadline: July 15 Irish Fest Milwaukee, Wis. August 18-21 Milwaukee Zoo Milwaukee, Wis. July 20

Mexican Fiesta Milwaukee, Wis. August 26-28 Ticket price: $11 for adults (ages 9 and up), children 8 and under are free Deadline: July 22 Minnesota State Fair St. Paul, Minn. August 27 12:00 to 3:00 p.m.

Roger Williams Park Zoo Providence, R.I.

Discounted Tickets Beginning June 1 Ticket price: $13 for adults, $7 for children ages 2 – 12, children under 2 are FREE, $13 seniors (62+) Tickets are good any day you choose to visit the zoo, with no expiration date. A savings of up to $7 per ticket! Deadline: May 20 Worcester Red Sox Baseball Game Worcester, Mass. June 19 Tickets are $18 and include seats in the third base reserved section and a ballpark credit of $12 – good for food or merchandise on the day of the game. Deadline: June 1 Milwaukee Brewers Baseball Game Milwaukee, Wis. June 25 Stop by Helfaer Field before the game to pick up your tickets and enjoy games, music and more! Tickets are $22 and include great seats in the Terrace Reserved and a $7 voucher that can be used at the Helfaer Field concession stand! Deadline: June 1

More information to come! Pilgrimage to Our Lady of La Salette Shrine Attleboro, Mass. September 11 No charge Basse’s Farm Colgate, Wis. More information to come!

Virtual Bingo November 16 Free to play! Everyone is welcome. Deadline: November 11

Please Note: Tickets will not be available after the deadline dates, no exceptions.

Ticket price: $13 for a (ages 13 and up), chil 12 and under are free Deadline: August 1

dults

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To register for any of these events, visit cfl.org/memberevents or call (800) 927-2547, ext. 6570.

Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 9

FINANCIAL MEMBER BENEFITS AVAILABLE TO YOU! Beyond getting sound financial guidance and protection, members can apply for benefits in four di ff erent categories: financial, spiritual, educational and wellness. Members can apply for financial benefits to help them through some challenging moments in life including the death of a newborn, protecting an uninsurable child or one diagnosed with cancer … to name just a few. We also o ff er discounts from national retailers through our Member Rewards Program and will reimburse part of the cost to establish a will. Check out the many financial benefits we o ff er!

¡BENEFICIOS FINANCIEROS PARA MIEMBROS DISPONIBLES PARA TI! Más allá de obtener orientación sólida y protección financiera, los miembros pueden solicitar beneficios en cuatro categorías: financiera, espiritual, educativa y de bienestar. Los miembros pueden solicitar beneficios financieros para ayudarlos en momentos difíciles de la vida como la muerte de un recién nacido, la protección de un niño no

asegurable o uno diagnosticado con cáncer ... por nombrar algunos. ¡Dale un vistazo a los muchos beneficios financieros que ofrecemos!

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Child Protection Benefit A parent may apply for $15,000 in Value Life protection for an uninsurable or at-risk child between the ages of 60 days old through age 17. Coverage will be guaranteed without underwriting, subject to bene fi t quali fi cations. Beneficio de Protección para Hijos Un padre o madre puede solicitar $15,000 en protección de Value Life para un hijo no asegurable o en situación de riesgo desde los 60 días hasta los 17 años de edad. La cobertura será garantizada sin evaluación de riesgo, sujeta a los requisitos para recibir beneficios. Newborn Protection This bene fi t provides $2,500 of temporary life insurance protection for an infant from their 1 st through 59 th day of life. Protección de Recién Nacidos Este beneficio proporciona $2,500 de protección de seguro de vida temporal para un bebé de 1 dia hasta 59 días de nacido. Member Rewards Program Members may receive savings of up to 70 percent at hundreds of national and local merchants, such as Best Buy, Great Wolf Lodge, GrubHub, Universal Studios Theme Parks, Costco and HBO Max. P rograma de Recompensas para Miembro El Programa de Recompensas para Miembros ofrece a los miembros ahorros de hasta 70% en cientos de comercios nacionales y locales, como Best Buy, Great Wolf Lodge, GrubHub, Universal Studios Theme Parks, Costco y HBO Max. Orphan Income and Scholarships This bene fi t o ff ers monthly living allowances of up to $350 through age

Child Cancer Benefit Members under age 18 and diagnosed with cancer are eligible to receive a one-time grant of up to $5,000 to assist with medical care and other expenses associated with treatment. As a one time grant, the bene fi t is not payable for multiple or recurring cancers. Cuidado del Cáncer Infantil Los miembros menores de 18 años y diagnosticados con cáncer son elegibles para recibir una subvención única de hasta $5,000 para ayudar con la atención médica y otros gastos asociados con el tratamiento. Como subvención única, el beneficio no se paga por cánceres múltiples o recurrentes. Estate Planning Benefit Members are eligible for a one-time reimbursement of up to $50 for the preparation of or updating of estate planning documents. Planificación Patrimonial Los miembros son elegibles para un reembolso de hasta $50 para la preparación o actualización de un testamento o plan patrimonial. Prenatal Benefit Through this bene fi t, members can receive $1,000 for the stillbirth of a child occurring at least 20 weeks after conception. Beneficio Prenatal Con este beneficio, miembros reciviran $1,000 por la muerte antes del nacimiento de un hijo que ocurra al menos 20 semanas después de la concepción.

18 and $4,000 per year, for up to four years of college expenses. Beneficios para Huérfanos Este beneficio entrega subsidios mensuales de subsistencia de hasta $350 hasta los 18 años de edad y $4,000 por año, por hasta cuatro años de gastos universitarios. Special Needs Benefit A member or child of a member challenged by physical or cognitive disabilities is eligible to receive reimbursement of up to $100 towards the cost of a therapy program, summer camp or the purchase of an adaptive device. Beneficio de Necesidades Especiale s Un miembro o hijo de un miembro con discapacidades físicas o cognitivas es elegible para recibir un reembolso de hasta $100 por el costo de un programa de terapia, un campamento de verano o la compra de un dispositivo de adaptación. Norton™360 with LifeLock Catholic Financial Life members are eligible to receive 35 percent o ff their fi rst year of membership! Norton™360 con LifeLock Los miembros pueden recibir un descuento del 35 por ciento en su primer año de membresía con uno de los proveedores más confiables de protección contra el robo de identidad. For full eligibility requirements, to apply for any of these benefits or to request additional information, visit cfl.org/benefits. Para todos los requisitos de elegibilidad, para solicitar cualquiera de estos beneficios o para solicitar información adicional, visita cfl.org/benefits.

WE WANT TO HEAR FROM YOU! Enjoying our member bene fi ts? Looking for something di ff erent? Fill out a quick survey regarding our

member bene fi ts and be entered to win a $100 gift card! Visit cfl.org/benefitsurvey by May 20 to be entered to win!

Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 11

WE’RE HIRING!

Catholic Financial Life is growing and hiring! We are looking for new associates and advisors to help serve our members and grow our Society. It’s not by happenstance that we have been named a Top Workplace for nine years in a row . Come join our growing team!

Associate Benefits We o ff er a great culture and a comprehensive benefits package for full-time associates, including: • A generous base salary plus short-term incentive bonus eligibility • Access to a full Group Benefits Package including health, life and disability insurance plus a 401(k) plan with enhanced match • Free parking in our Home O ffi ce structure • Generous vacation and holidays • Wellness subsidy program • Ability to work remote on Friday • Year-round “Summer Fridays” with the Friday workday ending at 1:30 p.m.

Full-Time Advisor Benefits At Catholic Financial Life, we o ff er full time advisors something most insurance companies don’t – a group benefits package and various compensation models! Don’t want a straight commission plan? That’s ok! We have a plan for you. In addition, we also o ff er: • Flexibility • Ability to make an impact in the community • Training and support • Work-life balance • Health savings account

ARE YOU INTERESTED IN LEARNING MORE OR KNOW SOMEONE WHO MIGHT BE A GOOD FIT? VISIT CFL.ORG/CAREERS

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Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 13

TIPS TO SAVE FOR COLLEGE CONSEJOS PARA AHORRAR PARA LA UNIVERSIDAD

Start Early With college costs on the rise, saving now can pay o ff later. Setting aside even a little can make a big di ff erence in helping you meet the future cost of college. Remember, it’s never too soon or too late to start saving! Comience temprano Con los costos universitarios en aumento, ahorrar ahora puede dar frutos después. Separar aunque sea un poco puede marcar una gran diferencia para ayudarse a cubrir los costos de universidad en el futuro. Recuerde ¡nunca es demasiado pronto para comenzar a ahorrar!

Establish a Savings Account There are many options for savings – even beyond the 529 college savings and prepaid plans that are common. Talk with your Advisor to determine what is best for you. Abra una cuenta de ahorros Existen muchas opciones de ahorro, incluso aparte de los planes de ahorros universitarios 529 y de prepago que son los comunes. Converse con su asesor para determinar qué es lo mejor para usted.

Share Costs with Your Kids Increasingly, parents are expecting their children to help pay for college and start saving early. One way is through scholarships. There are scholarships they can apply for early on! Comparta costos con sus hijos Cada vez más, los padres esperan que sus hijos ayuden a pagar la universidad y que comiencen a ahorrar desde temprano. Una forma es a través de becas. ¡Existen becas a las que pueden aplicar con antelación!

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To sign up for the e-version of the magazine, visit cfl.org/radiantlife

Find the Radiant Cross

It’s never too early to start saving for college. College is one of the biggest expenses that parents will face when raising their children. Check out some easy ways to start saving today! Nunca es demasiado pronto para comenzar a ahorrar para la universidad. La universidad es uno de los mayores gastos que enfrentan los padres durante la crianza de sus hijos. ¡Vea algunas formas fáciles de comenzar a ahorrar hoy!

We’ve hidden nine black and white versions of the Radiant Cross icon – just like the one you see here – throughout

this magazine. Members who correctly identify the location of at least one of the nine Radiant Cross icons hidden in this issue will be entered in a drawing to receive an $25 gift card. Please note: the Radiant Cross featured here doesn’t count. Submit your entry by May 20, 2022. You may either submit online at c fl .org/bene fi ts or mail your entry to: Radiant Life Catholic Financial Life Attn: Marketing 1100 W. Wells St. Milwaukee, WI 53233 Be sure to include your name, address, phone number, email address and the location(s) of the Radiant Cross. It’s a Kid’s Life Page Answers

Spending Cuts Are you a Starbucks frequent flyer? Do you go out to eat two to three times a week? Consider making some spending cuts to help you save in the long run. Recorte gastos ¿Es cliente asiduo de Starbucks? ¿Sale a comer en restaurantes dos o tres veces a la semana? Considere hacer algunos recortes de gastos para ayudarse a ahorrar en el largo plazo.

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New Gift Ideas When you gather for your child’s birthday at a young age, consider asking friends and family to contribute to their college fund instead of a gift. Your child will thank you later when they finish college with less debt or debt free! Nuevas ideas de regalos Ya sea que se reúnan por el cumpleaños de su hijo pequeño, considere pedir a familiares y amigos que contribuyan con su fondo universitario en vez de un regalo. Su hijo se lo agradecerá después, ¡cuando termine la universidad con una deuda menor o sin deuda!

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There are 10 eggs including the one in the middle of the game. a) Mary

g) John h) Angels i) Peter j) Paul k) Stephen l) Ignatious

b) John the Baptist c) Mary Magdalene d) Michael

e) Joseph f) Andrew

15-0031-3/22 Catholic Financial Life is headquartered in Milwaukee, Wis. Products and services are not available in all states. Catholic Financial Life tiene su sede principal en Milwaukee, Wis. Los productos y servicios no están disponibles en todos los estados.

Read more at cfl.org

SPRING 2022 CATHOLIC FINANCIAL LIFE 15

SERVING GOD THROUGH SERVING OTHERS Want your chapter to be featured in a future magazine? Submit your best, high-resolution photos and detailed captions to chapterphotos@catholicfinanciallife.org.

President John Borgen (left) and members from Chapter 212, Medford, Wis., Larry Emmerich (right), and Elizabeth Emmerich (center) honored Gene Gebert for his 56 years of service to their chapter. President Borgen presented Gene with a monetary gift to be given to a charity of his choice.

Members of Chapter N373, New Britain, Conn., presented Fr. Fontana with a $750Match Fund check. Members of the chapter helped at the Fall craft fair and ra ffl e to raise money for St. Francis de Sales in Bristol, Conn.

O ffi cers from Chapter 72, St. Mark Parish-Rothschild, Wis., held a festival at St. Mark Parish. Festival goers could purchase home-canned items, corn stalks, pumpkins, gourds, squash, pumpkin pie cups and more! The chapter provided St. Mark Parish with $1,000 in Match Funds.

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Members from Chapter 245, New Berlin, Wis., assisted the youth ministry from St. Leonard’s Parish, and assembled meal packets. The group bagged, sealed and boxed approximately 1,500 meal packets.

It’s not how much we give, but how much love we put into giving. – Saint Mother Teresa of Calcutta

Sally Krochalk, Director of Member Engagement (back row), along with Advisor Joe O’Leske, honored individuals celebrating 25, 50 and 75 years of membership at an event sponsored by Chapter WI43, West Bend, Wis.

Chapter 48, Beaver Dam, Wis., held a bingo and pizza party. Shown is Larry Vehling calling bingo along with his helpers.

Rosie Sweere (right), Chapter 157, Hilbert, Wis., presented a $500Match Fund check to the St. Vincent de Paul thrift store. Chapter 157 sponsored a food stand during the city of Hilbert’s Fourth of July picnic and parade.

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SPRING 2022 CATHOLIC FINANCIAL LIFE 17

IMPACT TEAMS Are you looking to make an impact in your community? Gather your friends and family to become an Impact Team! As a member, simply follow these three easy steps to get started!

1 Gather at least four other people (members or not) to form an Impact Team 2 Complete a short application to explain what the group would like to do 3 Once approved, Catholic Financial Life will provide financial support and Impact Team t-shirts for up to five people! It’s that easy! Visit cfl.org/impactteams for more information!

This Impact Team helped bring people together who value Christian education in support of their local schools – St. Anthony Catholic School and Holy Trinity Lutheran School in Athens, Wis. Event included a dinner, ra ffl e and a live auction.

An Impact Team in Green Bay, Wis., supported a holiday boutique fundraiser for the Altar and Rosary Society of St. Bernard Parish.

Members from Lisbon, N.D., organized an Impact Team to make wreaths for residents of a local nursing home. This unexpected holiday gift helped beautify their rooms and brought joy during the holiday season.

Residents of a nursing home in Appleton, Wis., were treated to a Christmas party hosted by this Impact Team. Volunteers played cards with the residents, helped themmake Christmas cards and crafts.

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To sign up for the e-version of the magazine, visit cfl.org/radiantlife

Entries are now being accepted for the Fourth Annual Joseph E. Gadbois “God Bless America” Photo Contest! In honor of Joe’s 41-year career with Catholic Financial Life, this contest celebrates Joe’s love of photography and our country. This year’s theme is “Family.” Family can mean something di ff erent to everyone so you can decide what this theme means to you. Members and non-members are invited to submit a photo they have personally taken along with a brief description of the photo and how it relates to our theme. Everyone who enters will receive a commemorative gift. Photos will be judged on quality, composition and alignment with our theme. Winners will be selected in both youth (under 18) and adult categories. The top three photos in each age group will be featured in the Fall 2022 edition of Radiant Life and posted on our website. First-place winners will also receive a gift card.

Joseph E. Gadbois “GOD BLESS AMERICA” Photo Contest

Please submit all photos to: memberengagement@cfl.org with the subject line: Joseph E. Gadbois “God Bless America” Photo Contest. Attach the original digital photo to the email and include a description, the category (youth or adult), your name and contact information in the body of the message. The deadline to submit photos is September 16, 2022. Photos must be submitted electronically and be your own personal work. Photos of individuals should be submitted with the consent of the individual, their parent or guardian.

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SPRING 2022 CATHOLIC FINANCIAL LIFE 19

At Catholic Financial Life, we help provide solutions for you and your family. Beyond financial guidance, members have access to many value-added benefits, including Five Wishes. Five Wishes is the first living will that talks about your personal, emotional and spiritual needs as well as your medical wishes. It lets you choose the person you want to make health care decisions for you if you are not able to make them yourself. Though we don’t like to think about it, a change in our health or an accident can happen to anyone. Five Wishes helps communicate your wishes to your loved ones if you no longer can. It allows you to express: • The person you trust to make decisions for you • What types of medical treatment you would want – or not want • What is most important for your comfort and dignity • What important spiritual or faith traditions should be remembered • What you want your loved ones and healthcare providers to know about you Visit cfl.org/myaccount to learn more or to download a free version today. If you would like to receive a free printed copy, please contact your Advisor or call (888) 927-2547, option 3. FIVE WISHES

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To sign up for the e-version of the magazine, visit cfl.org/radiantlife

For this year’s Give Back Contest, we asked for nominations of Catholic school teachers across the country who exhibited a remarkable dedication to transforming the lives of their students. Their everyday acts can often go unnoticed, but the goal of this contest was to shine a light on these unsung heroes. Thank you to everyone that nominated a teacher for our Give Back Contest and the parents, families and friends who voted. More than 11,000 votes were cast for the 57 teachers that were nominated from around the country. CONGRATULATIONS to Our Give Back Contest Winners

Congratulations to the top three teachers (listed in alphabetical order by last name) based on the impact they made, comments shared during voting and number of votes: • Kim Flanagan: St. Michael’s Catholic School | Grand Forks, N.D. • Jill Jensen: All Saints Catholic School | Berlin, Wis. • Jennifer Ploeckelman: St. Mary Help of Christians | Colby, Wis. Thank you to all the Catholic school teachers who form our children into disciples of Jesus. We appreciate your continued ministry in Catholic education. To learn more about this year’s winners, visit c fl .org/givebackcontest. Check out our Fall magazine for information on next year’s contest!

Kim Flanagan St. Michael’s Catholic School | Grand Forks, N.D.

Jill Jensen All Saints Catholic School | Berlin, Wis.

Jennifer Ploeckelman St. Mary Help of Christians | Colby, Wis.

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SPRING 2022 CATHOLIC FINANCIAL LIFE 21

RECIPE CORNER Submit your favorite recipe to be featured in the upcoming Fall edition of Radiant Life . A winner will be selected through a random drawing. To submit your recipe, please email it to vicki.vlach@cfl.org.

Homemade Cheesy Tuna Noodle Casserole

Instructions 1. Preheat oven to 350°. Lightly grease a 9x13 casserole dish and set aside. 2. Cook egg noodles according to package directions for al dente pasta. Drain, pour noodles into 9x13 pan, and set aside. 3. In a saucepan over medium heat, add butter. Once hot and melted, add diced onions. Cook until onions begin to brown and turn translucent. Add garlic and fl our, whisking to incorporate, and cook for 1 minute. 4. Add chicken broth and milk, whisking until incorporated and smooth. Bring to a simmer and cook until sauce has thickened slightly, about 3 to 4 minutes. 5. Remove from heat and add salt, pepper, paprika, peas, tuna, and half of cheese, stirring to combine. Pour mixture over noodles and toss to coat. 6. Sprinkle the remaining half of cheese on top of casserole. 7. In a separate bowl, combine bread crumbs and melted butter. Sprinkle evenly over casserole. 8. Bake uncovered for 15-18 minutes, or until casserole is heated through. Optionally, broil for 2 minutes to brown crust on top. Do not walk away from your oven while broiling, your crust will brown quickly. Courtesy of The Toasty Kitchen.

Ingredients 12 ounces egg noodles 4 tablespoons unsalted butter ½ medium onion diced 2 cloves garlic minced 4 tablespoon all-purpose fl our 2 cups chicken broth 1 ½ cups milk ½ teaspoon salt ¼ teaspoon black pepper

¼ teaspoon paprika 2 cups frozen peas 12 ounces canned albacore tuna drained 2 cups shredded sharp cheddar cheese divided Breadcrumb Topping 1 cup panko bread crumbs 2 tablespoons unsalted butter melted

Want to connect with fellow cookbook lovers? Consider joining Catholic Financial Life’s Virtual Recipe Club on Facebook! We share new recipes, cooking tips and tricks! Invite your friends and family to join the fun.

April is the month of the Blessed Sacrament. At Catholic Financial Life, we are sacramental people. Did you know we recognize First Communion with a commemorative gift? We also recognize Baptism and Matrimony. For more information, visit cfl.org/benefits.

22 CATHOLIC FINANCIAL LIFE SPRING 2022

To sign up for the e-version of the magazine, visit cfl.org/radiantlife

SPRING 2022 CATHOLIC FINANCIAL LIFE 23 See answers on page 15 .

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NON-PROFIT ORG. U.S. POSTAGE PAID RIPON, WI PERMIT NO. 100

1100 West Wells Street Milwaukee, WI 53233

“For I was hungry and you gave me food, I was thirsty and you gave me drink, a stranger and you welcomed me.” – Matthew 25:35 HELPING OUR BROTHERS AND SISTERS IN NEED

In response to the ongoing conflict in Ukraine, millions of people have fled their homes and are now refugees. As Christians and doers of the Word, we are called to help. Will you join us? Catholic Financial Life is launching a donation campaign and will match a portion of every dollar donated. In turn, we will donate all of the proceeds to a trusted partner, Catholic Relief Services, to go toward helping Ukrainian refugees. Visit foundation.catholicfinanciallife.org/ Ukraine today!

You can also mail a check, made payable to the Catholic Financial Life Foundation, to the following address: Catholic Financial Life Foundation, 1100West Wells Street, Milwaukee, WI 53233 Your contribution to this campaign, through the Foundation’s website or directly via a check to the Catholic Financial Life Foundation, is tax deductible to the full extent of the law. Catholic Financial Life will cover the fees associated with making your contribution via our Foundation’s website, so 100% of your donation will go toward helping Ukrainian refugees.

More than 4 million people are fleeing for their lives to neighboring countries — leaving behind homes, jobs and everything familiar.