Fall 2020 Member Magazine

F A L L 2 0 2 0 M E M B E R M A G A Z I N E

WE’RE HIRING ¡ESTAMOS CONTRATANDO!

HOW MUCH LIFE INSURANCE IS ENOUGH?

NEW MEMBER BENEFITS

PRESIDENT’S MESSAGE

The COVID-19 pandemic and recession have had a profound effect on all of us. We have had to redefine the way we work, the way we play, the way we care for those we love. And if this health crisis hasn’t taught us the importance of caring for and protecting our families and loved ones, I don’t know what will. Your membership with Catholic Financial Life is more valuable than ever. You simultaneously made a choice to protect your family and make a difference in your community. Thank you! The pictures on the front cover are just a few of the more than 150 check presentations resulting in over $140,000 of help for first responders and food pantries as part of our Love One Another Campaign . You will also see a few pictures of the $50,000 impact you made on Catholic parishes and schools as part of the Catholic Comeback . Your membership fuels our cooperative effort to bring light to the darkness. This issue of Radiant Life highlights several new member-only benefits and programs to further enhance the value of membership. I am encouraged by the words of Scripture, “Behold, I am with you always … be not afraid … I make all things new.” Together, we will get through this crisis and emerge stronger. Better days are ahead. I pray that you and your loved ones remain healthy and safely enjoy the upcoming holidays. Fraternally,

Your membership ith Catholic Financial Life is more valuable than ever. You simultaneously made a choice to protect your family and make a difference in your community. w

William R. O’Toole President & CEO bill.otoole@catholicfinanciallife.org 414-278-6700

2 CATHOLIC FINANCIAL LIFE FALL 2020

To sign up for the e-version of the magazine, visit cfl.org/radiantlife

Board of Directors: William R. O’Toole, Pleasant Prairie, Wis. President & CEO Kristen Mueller, Greenfield, Wis. Corporate Secretary & Vice President of Human Resources Sandra Dempsey, Milwaukee, Wis. Coral Grout, Winchendon, Mass. Joe Kopinski, Greenfield, Wis. Al Lorge, Cedarburg, Wis. Jay Mack, Hartland, Wis. Lisa Mick, Fond du Lac, Wis. Kari Niedfeldt-Thomas, New Brighton, Minn. Susan Obermiller, Green Bay, Wis.

FALL ‘20

2 President’s Message 4 Mensaje del Presidente 5 A Message from Our Spiritual Director 6 New! Script Save WellRx Premier 7 Additional New Bene fi ts 8 How Much Life Insurance is Enough? 10 We’re Hiring 12 Photo Contest Winners 13 The Ultimate Christmas Bucket List

David Singer, Kenosha, Wis. Mike Stivoric, Pewaukee, Wis. Jeff Tilley, Franklin, Wis. Spiritual Director: Archbishop Jerome E. Listecki, Milwaukee, Wis.

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Radiant Life is the official publication of: Catholic Financial Life 1100 West Wells Street P.O. Box 3211 Milwaukee, WI 53201-3211

14 Give Back Contest 15 Make a Difference Through Catholic Financial Life’s Foundation 17 In Remembrance 18 Virtual Interest Clubs 20 Serving God Through Serving Others 24 Scholarship Program

POSTMASTER: Send address changes to Catholic Financial Life Magazine

Catholic Financial Life 1100 West Wells Street Milwaukee, WI 53233

Phone: 800-927-2547 Copyright © 2020 Catholic Financial Life. All rights reserved. About the Cover: Associates, advisors, members, chapter leaders, Board Members and friends of Catholic Financial Life rallied in support of those on the front lines of the pandemic through our Love One Another Campaign. Thanks to your membership and generosity, more than $140,000 was donated. Visit cfl.org to view the video that shows all the organizations that received support.

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Official Announcement of the 2021 Triennial Convention

Catholic Financial Life will hold its Triennial Convention, September 17-19, 2021. It has not been determined if this event will be held in person or virtually.

Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 3

MENSAJE DEL PRESIDENTE

La pandemia y la recesión del COVID-19 han tenido un efecto profundo en todos nosotros. Hemos tenido que redefinir la forma en que trabajamos, la forma en que jugamos, la forma en que nos preocupamos por los que amamos. Y si esta crisis de salud no nos ha enseñado la importancia de cuidar y proteger a nuestras familias y seres queridos, no sé qué lo hará. Su membresía en Catholic Financial Life es más valiosa que nunca. Simultáneamente, tomó la decisión de proteger a su familia y marcar la diferencia en su comunidad. ¡Gracias! Las imágenes en la portada son solo algunas de las más de 150 presentaciones de cheques que resultaron en más de $140,000 de ayuda para los socorristas y las despensas de alimentos como parte de nuestra campaña Love One Another . También verá algunas imágenes del impacto de $50,000 que hizo en las parroquias y escuelas católicas como parte del regreso católico . Su membresía alimenta nuestro esfuerzo cooperativo para traer luz a la oscuridad. Esta edición de Radiant Life destaca varios beneficios y programas nuevos exclusivos para miembros y así mejorar aún más el valor de la membresía. Me animan las palabras de las Escrituras: “He aquí, yo estoy con vosotros todos los días ... no teman ... Yo hago nuevas todas las cosas”. Juntos superaremos esta crisis y saldremos más fuertes. Se avecinan días mejores. Oro para que usted y sus seres queridos se mantengan saludables y disfruten con seguridad los próximos días festivos. Fraternalmente,

Su membresía en Catholic Financial Life es más valiosa que nunca. Simultáneamente, tomó la decisión de proteger a su familia y marcar la diferencia en su comunidad.

William R. O’Toole President & CEO bill.otoole@catholicfinanciallife.org 414-278-6700

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To sign up for the e-version of the magazine, visit cfl.org/radiantlife

Dear Brothers and Sisters in Christ Chronos and Kairos … two Greek words for time that have very Cronos y Kairos ... dos palabras griegas para referirse al tiempo que tienen significados muy

distintos. Cronos, la raíz de la palabra cronología, es un término cuantitativo. Se refiere al tiempo medido: minutos, horas, días, semanas, meses, años. Forma el tiempo como pasado, presente y futuro. Es finito. Sin embargo, Kairos, se refiere al tiempo correcto u oportuno. Kairos es un término cualitativo. Se mide en momentos y esos momentos varían en profundidad y duración. Es durante estos momentos que experimentamos la genialidad de Dios ... a veces solos en plegaria, otras veces durante una gran conversación o disfrutando una deliciosa comida con nuestros seres queridos. Todos esperamos con ansias el fin de la pandemia y el retorno a la normalidad. Pero esto nos ha dado la oportunidad de evaluar nuestra relación con el tiempo. ¿Cómo pasamos nuestro tiempo? ¿Estamos creando el espacio para estar con Dios en una plegaria privada, en misa y a través de nuestras limitadas reuniones con amigos y familiares cercanos? Cuando termine la pandemia, ¿regresaremos a nuestro estilo de vida apurado y excesivamente recargado, o estaremos más en armonía con Dios en el trabajo y en nuestras vidas? A medida que nos hacemos mayores y un poco más sabios, desarrollamos una relación distinta con el tiempo. Lo apreciamos totalmente como un preciado regalo, nos enfocamos más en la calidad de tiempo con Dios y con la gente a la que amamos. Pero no tenemos que esperar a ser mayores para hacer este cambio. Como la mayoría de cosas, podemos mejorar con la práctica. En las próximas ocho semanas, la Iglesia celebra varias festividades y temporadas importantes dentro del calendario litúrgico: El Día de Todos los Santos, el Día de los Muertos, Adviento, la Inmaculada Concepción, Nuestra Señora de Guadalupe, Navidad y María, Madre de Dios. ¡Guau! Además, celebramos Acción de Gracias justo a la mitad de todo esto. Mis plegarias y mi desafío para ustedes es que este año aborden esta temporada de otra forma. Sumérjanse en la riqueza del calendario litúrgico. Tengan una presencia especial para sus familias. Disfruten su tiempo juntos. Recen con más intención y creen un espacio para sentir a Dios a través de momentos especiales. Si lo hacen, creo que se verán viviendo una vida más rica, ansiando Kairos, y menos preocupados por las cosas de Cronos.

different meanings. Chronos, the root of the word chronology, is quantitative. It refers to measured time - minutes, hours, days, weeks, months, years. It constructs time as past, present and future. It is finite. Kairos, however, means the right time or the opportune time. Kairos is qualitative. It is measured in moments and those moments vary in depth and length. It is

during these moments that we experience the awesomeness of God … sometimes alone in prayer and other times through a great conversation or a savory meal with those we love. We all look forward to the end of the pandemic and a return to normal. But it has provided us with the opportunity to evaluate our relationship with time. How do we spend our time? Are we creating the space to be with God in private prayer, the Mass and through our limited gatherings with close friends and family? When the pandemic is over, will we return to our rushed, overly scheduled way of life, or, be more in tune with God at work in our lives? As we get older and a little bit wiser, we develop a different relationship with time. We more fully appreciate it as a precious gift, focused more on quality time with God and the people we love. But we don’t have to wait until we are older to make this change. Like most things, we can get better through practice. Over the next eight weeks, the Church celebrates several important feast days and seasons within the liturgical calendar: All Saints, All Souls, Advent, the Immaculate Conception, Our Lady of Guadalupe, Christmas and Mary, Mother of God. Wow! Plus, we celebrate Thanksgiving right in the middle of all of this. My prayer and challenge for you is to approach this season differently this year. Enter into the richness of the liturgical calendar. Be especially present to your family. Savor your time together. Be even more intentional about your prayer and create the space to experience God through special moments. If you do that, I think you will find yourself living a richer life, craving Kairos, and less worried about the things of Chronos. Sincerely yours in Christ,

Most Reverend Jerome E. Listecki Archbishop of Milwaukee Catholic Financial Life’s Spiritual Director

Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 5

NEW! SCRIPTSAVE WELLRX PREMIER Prescription Savings, Medication Adherence, and Nutrition Guidance

Over the last year, the ScriptSave® WellRx Premier app has undergone a transformation, evolving from a prescription pricing app to a medication management and wellness tool. The program is provided to Catholic Financial Life members at no cost. This wellness solution connects prescription savings, medication adherence and nutrition guidance.

Medication Adherence and Management Tools • Be reminded when it’s time to take your pills and when to refill your prescriptions • Receive warnings when your medications interact with each other or your lifestyle • Keep health and mood logs • Medication information with images and pill identifier • Keep track of medications in My Medicine Chest • Be alerted of medications with similar ingredients Grocery Guidance • Identify foods aligned with your health goals • Get personalized food recommendations • Scan bar codes and get food scores • Be alerted when foods are not aligned with your dietary preferences & allergen settings • Get “Better for You” food recommendations • Get food nutrition facts & ingredient information

“The WellRx Premier website and app have valuable enhancements and helpful tools, so members can save on prescription medications, save on other services, and get nutritional guidance to stay healthy,” says Deborah Vosberg, ScriptSave Account Executive for Catholic Financial Life. Visit www.wellrxpremier.com/CFL to get your card and use the medication adherence tools and nutrition guidance. You can also download the ScriptSave WellRx Premier app from the Apple Store or Google Play! Just enter Invite Code 824 when prompted. DISCOUNT ONLY – NOT INSURANCE Discounts are available exclusively through participating pharmacies. The range of the discounts will vary depending on the type of prescription and the pharmacy chosen. This program does not make payments directly to pharmacies. Members are required to pay for all prescription purchases. Cannot be used in conjunction with insurance. You may contact ScriptSave WellRx customer care anytime with questions or concerns, to cancel your registration, or to obtain further information. This program is administered by Medical Security Card Company, LLC, Tucson, AZ. *Based on 2019 national program savings data.

Prescription Savings • Accepted at over 65,000 pharmacies nationwide • Savings average 60 percent, with potential savings of 80 percent or more!* • Savings on brand-name and generic medications • Use the drug pricing tool to quickly find your lowest price at the right pharmacy • No program fees, no limits on usage, no income or age restrictions • Prescription savings for your entire household, including pets • Bilingual customer care • Simply present your savings card at the time of your prescription purchase • Save on other health services too, like vision and hearing care, and lab testing • This is how you can save: – If you have limited insurance or no prescription coverage, you can reduce out-of-pocket costs – If you have health insurance, Medicare, or a high deductible health plan, you can reduce the cost of medications not covered by insurance or you can possibly find a lower price than their insurance copay – If you have pet medications, you can reduce out-of-pocket costs on human-equivalent pet medications

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To sign up for the e-version of the magazine, visit cfl.org/radiantlife

NEW! MEMBER BENEFITS

Catholic Financial Life is proud to announce two new member benefits: LifeLock with Norton 360 and ASPCA Pet Insurance. These benefits will be available at no cost to Catholic Financial Life members later this year.

LifeLock with Norton 360 #1 Identity Theft Protection Provider in the Industry

Three tiered plans are available. Each plan offers multiple services to protect your identity and secure your devices, including: • 35 percent discount for the first year of membership ($14.99 to $34.99/month MSRP) • Million Dollar Protection Package – stolen funds reimbursement, personal expense compensation, coverage for lawyers and experts • Identity & Social Security Number Alerts • Dark Web and Credit Monitoring

LIFE LOCK

ASPCA Pet Insurance • 10 percent discount on premiums each year, and more for multi-pet policies (Avg. $20/month MSRP) • Comprehensive medical program including coverage for accidents, illnesses, dental disease and behavioral issues • Freedom to visit any vet, specialist or emergency clinic

Visit cfl.org/benefits later this Fall for more information .

ASPCA

Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 7

CONGRATULATIONS!

ACCORDING TO LIFE HAPPENS,

Owning life insurance from Catholic Financial Life is financially responsible. Planning ahead and having adequate life insurance can help guarantee your family’s financial future during these uncertain times.

65% OF PEOPLE AGREE THAT THEY COULD BE DOING MORE TO PREPARE FOR THEIR FAMILY’S FINANCIAL FUTURE.

RECENT STUDIES INDICATE 7 OUT OF 10 HOUSEHOLDS WITH LIFE INSURANCE ARE ONLY ABLE TO REPLACE 3½ YEARS OF LOST INCOME IF A BREADWINNER OF THE HOUSEHOLD DIES. Do you think you could be doing more? Does your family need more financial protection? Contact your Catholic Financial Life Advisor today! Or contact a member of our Sales Support Team at 1-888-927-2547, option 3 OR via email at sales@catholicfinanciallife.org.

How much life insurance is the right amount? How do you know if you’re adequately insured?

Review the following items to estimate the right amount of coverage:

DEBT AND FINAL EXPENSES Calculate your debt, other than your mortgage, and estimate your funeral expenses. This includes credit cards, student loans and business loans.

INCOME If something were to happen to you, how would your family replace the lost income? Income replacement calculates just that. Multiply your current income by the number of years you expect to work.

MORTGAGE Review your most current mortgage statement to know what would be needed to pay off your mortgage.

EDUCATION Estimate the cost of your child’s education.

$ 15-0057-9/20 Catholic Financial Life, headquartered in Milwaukee, Wis. Products and services not available in all states. = TOTAL + + + $ $ $ $

8 CATHOLIC FINANCIAL LIFE FALL 2020

To sign up for the e-version of the magazine, visit cfl.org/radiantlife

¡FELICIDADES!

SEGÚN LIFE HAPPENS, EL 65% DE LAS PERSONAS CONCUERDAN EN QUE PODRÍAN HACER MÁS PARA PREPARAR EL FUTURO FINANCIERO DE SUS FAMILIAS.

Tener un seguro de vida de Catholic Financial Life es una decisión financiera responsable. Planear con anticipa n y tener un seguro de vida adecuado puede ayudar a garantizar el futuro financiero de tu familia durante estos tiempos inciertos. ESTUDIOS RECIENTES INDICAN QUE 7 DE CADA 10 HOGARES CON SEGURO DE VIDA SOLAMENTE PUEDEN REEMPLAZAR 3½ AÑOS DE INGRESOS PERDIDOS SI UNO DE LOS SUSTENTOS DEL HOGAR FALLECE. ¿Crees que podrías hacer algo más? ¿Tu familia necesita más protección financiera? ¡Comunícate con tu consejero de Catholic Financial Life hoy mismo! O comun quese con un miembro de nuestro equipo de Soporte de Ventas al 1-888-927-2547, opción 3 o por correo elect nico a sales@catholicfinanciallife.org. ció ó í r

¿Cuánto seguro de vida necesitas? ¿Cómo sabes si tienes el seguro adecuado?

Repasa los siguientes puntos para estimar la cantidad correcta de cobertura:

DEUDA Y GASTOS FINALES Calcula tu deuda, aparte de tu hipoteca, y estima tus gastos funerarios. Incluye tus tarjetas de crédito, préstamos estudiantiles y préstamos comerciales.

INGRESOS Si algo te ocurriera, ¿cómo reemplazaría tu familia los ingresos perdidos? El reemplazo de ingresos calcula precisamente eso. Multiplica tus ingresos actuales por la cantidad de años que prevés seguir trabajando.

HIPOTECA Estudia el estado de cuenta más reciente de tu hipoteca para ver lo que necesitarías para liquidarla.

EDUCACIÓN Estima el costo de la educación de tus hijos.

TOTAL

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Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 9

What are you looking for in your next career? ❑ Flexibility ❑ One-on-One Mentoring ❑ Work-Life Balance If you checked any of the boxes above, a career as a Catholic Financial Life Advisor may be the right fit for you! Catholic Financial Life is hiring self-motivated, well-connected Advisors to serve your community. You have the flexibility to set your own schedule and be your own boss. Work-life balance is something we truly value. You’ll chart your own course while protecting the futures of our members. To learn more about a career as an Advisor, visit cfl.org/advisor. A REWARDING CAREER IN MORE WAYS THAN ONE ❑ Ability to Make an Impact in the Community ❑ Various Compensation Models ❑ Training and Support

Catholic Financial Life recently announced an innovative salary-based compensation package for new Advisors. This plan is unique in the insurance industry and perfect for someone passionate about a career in sales, looking for a steady income and yearning to work for a company that gives back to the community. In addition to the new salary-based plan, we offer two other compensation models. • Enhanced Commission-Based Plan: This model includes a two-year income supplement and enhanced commissions to transition into this new role. • Straight Commission-Based Plan: Are you an experienced advisor looking for a compensation New Advisor Compensation Model

to be extremely flexible so that new Advisors who are just starting out can take the time to build relationships, increase awareness and make an impact in their community.” Do you know someone who would make a great Catholic Financial Life Advisor? Receive $100 for each referral that results in an in-person interview for the Advisor role and an additional $1,000 for each referral who is hired. Introduce us to our next Advisor! Email Maira Alpizar at maira.alpizar@catholicfinancialife.org or call 414-278-6527.

package that offers unlimited earning potential, entirely within your control? This is the plan for you. “At Catholic Financial Life, we’re creating a different approach to Advisor compensation,” said Rogelio Cabral, Vice President of Sales. “We’ve revamped our compensation plans

10 CATHOLIC FINANCIAL LIFE FALL 2020

To sign up for the e-version of the magazine, visit cfl.org/radiantlife

¿Qué estás buscando en tu próxima carrera? ❑ Flexibilidad ❑ Equilibrio trabajo-vida Si marcaste alguna de las casillas anteriores, ¡una carrera como Consejero de Catholic Financial Life podría ser la mejor opción para ti! Catholic Financial Life está contratando a Consejeros motivados y con buenas relaciones sociales para servir a tu comunidad. Tendrás la flexibilidad para establecer tus propios horarios y ser tu propio jefe. El equilibrio trabajo-vida es algo que valoramos UNA CARRERA GRATIFICANTE DE MUCHAS MANERAS ❑ Capacidad para tener un efecto en tu comunidad ❑ Diversos modelos de remuneración ❑ Apoyo personalizado de un mentor ❑ Capacitación y apoyo

mucho. Dirigirás tu propio rumbo y protegerás el futuro de nuestros miembros. Para ver más información sobre una carrera como Consejero, visita cfl.org/advisor.

Nuevo modelo de remuneración para Consejeros

Catholic Financial Life anunció recientemente un innovador paquete de remuneración basado en salario para los nuevos Consejeros. Este plan es único en el sector de los seguros, y es perfecto para alguien que siente pasión por una carrera en ventas, busca un ingreso estable y ansía trabajar para una compañía que retribuya a la comunidad. Además del nuevo plan basado en salario, también ofrecemos otros dos modelos de remuneración. • Plan basado en comisiones mejoradas: Este modelo incluye un suplemento a los ingresos durante dos años y mejores comisiones para hacer la transición a este nuevo puesto. • Plan basado en comisiones directas: ¿Eres un

extremadamente flexibles, de modo que los nuevos Consejeros que apenas empiezan puedan tomarse el tiempo que necesitan para formar relaciones, aumentar su promoción y tener un efecto en sus comunidades”. ¿Conoces a alguien que sería un excelente Consejero de Catholic Financial Life? Recibe $100 por cada recomendación que resulte en una entrevista presencial para el puesto de Consejero, y $1,000 adicionales por cada recomendado que sea contratado. ¡Preséntanos a nuestro próximo Consejero! Envía un correo electrónico a Maira Alpizar a maira.alpizar@catholicfinancialife.org o llama al 414-278-6527.

Consejero experimentado que quiere un paquete de remuneración que ofrezca potencial ilimitado, totalmente bajo tu control? Este es el plan que te conviene. “En Catholic Financial Life, estamos creando una estrategia diferente en la remuneración de nuestros Consejeros”, dijo Rogelio Cabral, vicepresidente de ventas. “Hemos renovado nuestros planes de remuneración para hacerlos

Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 11

JOSEPH E. GADBOIS “GOD BLESS AMERICA” PHOTO CONTEST

The theme for this year’s Joseph E. Gadbois “God Bless America” photo contest was Patriotism! The winning photos were judged on quality, composition and alignment with the theme. All those who entered the contest received a commemorative photo frame magnet. The first-place winner was awarded a $100 gift card, second-place winner a $50 gift card and third-place winner a $25 gift card. Here are the top three photos! Included are Joseph E. Gadbois’ comments on why they were chosen. Congratulations! Watch for more information on next year’s contest, beginning May 2021.

Second Place Eight-Month Old Watching Parade By Gloria S. “The look of a child’s unbridled optimism is both heartwarming and contagious.”

Third Place American Legion Member Handing Out Flags to Young Children on Veterans Day By Coral G. “Our nation’s heritage being passed from one generation to the next is captured in this unposed slice of Americana.” First Place Farmers Continue toWork in the Fields and Care for Livestock, Even During These Unprecedented Times By Tammy W. “Photo inspired by our nation’s oldest original essential worker who never stopped even through a pandemic . . . the American Farmer, who continues to feed our nation and the world.”

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g , e-version of the ma azine visit cfl.or /radian g tlife

To sign up for the

THE ULTIMATE

The holiday season has always been a time to celebrate annual traditions and connect with those who matter most. Despite an unusual 2020 that has limited our soc gatherings and travel, there is no reason this holiday season can’t be filled with fun Christmas activities, e they are socially distanced. Make the most of your holiday season with these enjoyable activities to the whole family! Make Christmas Cards – ‘Tis the season for greetings and well-wishes s not give yours the personal touch? Send a special note to your friends and f I Spy Christmas Lights – Make some hot cocoa and pile in the car in sea of the best Christmas light displays. Build a Gingerbread House – Looking for a fun craft to do with the enti family? Nothing beats a craft that you can eat when you’re finished! Candy Cane Hunt – Just like an Easter egg hunt, hide candy canes throughout the house and have the kids collect them in a Christmas stocking. BUCKET LIST re ven do w

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Sign Up to Receive Catholic Financial Life’s Advent Daily Reflections Catholic Financial Life has once again created an online Advent calendar to help keep the holidays Christ-centered. Register for our Advent calendar to receive daily scriptures, inspiration and Christmas activities right to your email by visiting cfl.org/advent.

Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 13

GIVE BACK CONTEST

In celebration of Catholic Schools Week, January 31 to February 6, Catholic Financial Life will hold its annual Give Back Contest! Due to the COVID-19 pandemic, teachers have had to adjust to virtual teaching in a short period of time. Despite distance learning, teachers across the country are spending countless hours going above and beyond to ensure students succeed and that the transition is smooth and easy. This year, we’ll once again honor Catholic school teachers across the country for their hard work and the positive impact they make on their students. Their everyday acts can often go unnoticed, but it’s our goal to shine a light on these unsung heroes. Nominate a Catholic school teacher for their remarkable dedication to transforming the lives of their students. Nominations are due by Friday, January 8. The top three teachers selected as the winners will receive a $500 cash prize. Additionally, each winner’s school will also receive a $4,000 donation. Contest winners will be announced during Catholic Schools Week.

Visit cfl.org/givebackcontest to nominate your favorite Catholic school teacher and for additional contest details. Nomination deadline: Friday, January 8

14 CATHOLIC FINANCIAL LIFE FALL 2020

To sign up for the e-version of the magazine, visit cfl.org/radiantlife

MAKE A DIFFERENCE THROUGH CATHOLIC FINANCIAL LIFE’S FOUNDATION IN 2006, CATHOLIC FINANCIAL LIFE ESTABLISHED A CHARITABLE FOUNDATION IN ORDER TO HELP OUR MEMBERS ACCOMPLISH THEIR CHARITABLE GOALS. TODAY, IT HAS GROWN TO MORE THAN $2 MILLION DOLLARS IN ASSETS THANKS TO OUR MEMBERS.

There are three types of funds that can be created or donated to through the Catholic Financial Life Foundation. 1. Donor Advised – These funds allow members to establish a fund while they are living and determine which charities receive grants. 2. Donor Designated – These funds can be established while someone is alive or upon their death. The donor specifies which organization(s) receive an annual donation. This is a great way to support your parish, school or other favorite charity in perpetuity if you want. 3. Field of Interest – These funds combine donations from lots of members to support specific types of charitable causes. The Foundation’s three field of interest funds match Catholic Financial Life’s charitable priorities: helping the poor, supporting Catholic education and assisting people with special needs. As a service to our members, we have made establishing a fund to benefit your parish, school, favorite charity or all of the above very easy through this three-step process. 1. Determine the charities or causes most important to you. 2. Make a gift to the Catholic Financial Life Foundation or name the Foundation as the beneficiary or partial beneficiary of a life insurance policy, an annuity or other aspects of your estate. A minimum of $25,000 is necessary to establish a named endowed fund but any amount can be donated to the existing field of interest funds at any time. 3. Contact the Catholic Financial Life Foundation in order to establish a fund consistent with your charitable wishes. The Foundation is another value-added benefit offered to our members. Additionally, Catholic Financial Life subsidizes the cost to invest the money while other Foundations have to pay staff, rent office space and purchase supplies. Because the Foundation is administered by our associates there are no overhead expenses or salaries, which allows 100 percent of your money to go to charity. If you would like to learn more about how the Foundation can help you accomplish your charitable goals and benefit the organizations or

causes closest to your heart, please contact Bill O’Toole at bill.otoole@catholicfinanciallife.org or 414-278-6700.

Read more at cfl.org

FALL 2020 CATHOLIC FINANCIAL LIFE 15

DID SOMEONE SAY FREE GIFT CARD?

Find the Radiant Cross

We’ve hidden eight black and white versions of the Radiant Cross icon – just like the one you see here – throughout this magazine. Members who correctly identify the location of at least one of the eight Radiant Cross icons hidden in this issue will be entered in a drawing to receive $25. Please note: the Radiant Cross featured here doesn’t count. Submit your entry by December 10, 2020. You may either submit online at cfl.org/benefits or mail your entry to:

Radiant Life Catholic Financial Life Attn: Marketing 1100 W. Wells St. Milwaukee, WI 53233

Review your contact information and be entered to win a $100 gift card! During this pandemic, the need to communicate with our members in a more timely and efficient way has become even more critical. To help better serve you, please take a few minutes to review your contact information and ensure it is up to date. Review your contact information by December 1 and you will be entered into a drawing for a $100 Visa gift card. Three winners will be randomly selected. If your contact information was recently updated or is still current, please still review your information to be entered into the drawing. How to Review/Update Your Information Go to cfl.org/myaccount. A pop-up window will appear when you log into My Account. If you would like to be entered into the drawing, you must review/update your information through the pop-up window and click the appropriate button.

Be sure to include your name, address, phone number, email address and the location(s) of the Radiant Cross. Congratulations, Rick O., the winner of the Spring issue Radiant Cross activity!

It’s a Kid’s Life Page Answers

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FOREVER:

YOUR SOUL

16 CATHOLIC FINANCIAL LIFE FALL 2020

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In Remembrance of Leona Katorski

LEONA KATORSKI Leona was a devout Catholic who lived her faith through her love for her family, friends and service to others. She was a strong supporter and avid fundraiser for the annual Society of Saint Vincent de Paul Friends of the Poor Walk. And in 2012, she was one of the first recipients of Catholic Financial Life’s Archbishop Listecki Servant of the Poor Awards, in recognition of her efforts. She was active in her parish, a member of the ChristianWomen Society, and served as a Eucharistic Minister at Mass and at St. Luke’s Hospital. She had the heart of a caregiver, and was always willing to help, no matter how big or small the need. We ask you to keep Leona’s children, grandchildren and great grandchildren in your prayers. LEONA KATORSKI, 75-YEAR MEMBER OF CATHOLIC FINANCIAL LIFE, PASSED AWAY IN JULY. WE ARE DEEPLY SADDENED BY HER PASSING AND CONTINUE TO REMEMBER LEONA AND HER FAMILY IN OUR PRAYERS.

Eternal rest grant unto Leona, O Lord, and let perpetual light shine upon her. May she rest in peace.

As a Catholic organization that believes strongly in the power of prayer, we encourage you to pray for all of our member intentions. If you or someone you know needs the prayers of others, we invite you to submit your intentions to our Prayer Network. Intentions will be prayed for by the Pope’s Worldwide Prayer Network, in Masses held quarterly in the Home Office’s All Saints Chapel and anyone who feels called to visit our Prayer Network to pray for the intentions of others. To submit your intentions or find someone in need of your prayers, visit cfl.org/prayer.

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NEW! VIRTUAL INTEREST CLUBS

If you would like to join any of these virtual interest clubs, please contact Vicki Vlach at vicki.vlach@catholicfinanciallife.org.

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Finding new ways to engage with our members through virtual events and resources is a priority. Catholic Financial Life is proud to introduc virtual interest clubs! e A survey was recently emai members inviting them to sh their feedback on these club When asked which clubs th would be most interested in the following were the top four: Recipe Club Book Club, Bible Study Club Walking/Running Club These four clubs will be hosted virtually via Facebook. A Facebook group will be crea for each club, where interesting content, challenges and photos will be shared. ted led to are s. ey ,

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SERVING GOD THROUGH SERVINGOTHERS CATHOLIC COMEBACK PROGRAM The “Catholic Comeback” program was created to support one of the many groups that have been impacted during these difficult times – our Catholic parishes. Many parishes are suffering from the effects of lower contributions due to lowMass attendance and the recession. Each active chapter received $250 to donate to a parish of their choice. Donations to local parishes were made by chapters around the country, including …

Chapter WI16 Our Lady of Lourdes Parish in De Pere, Wis.

Chapter N441 Our Lady of Grace Church in Westport, Mass.

Chapter 307 Prince of Peace Parish in Bellevue, Wis.

Want your chapter to be featured in a future magazine? Submit your best,

high-resolution photos and detailed captions to chapterphotos@ catholicfinanciallife.org.

Chapter 206 St. Matthias Parish in Milwaukee, Wis.

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IMPACT TEAMS Any Catholic Financial Life member can assemble a group of volunteers – called Impact Teams – driven by a common cause. Reinforcing our commitment to serving the communities in which our members live, we provide financial support to approved Impact Team projects.

Chapter 245 Holy Apostles Parish in New Berlin, Wis.

An Impact Team in Elgin, S.C. built sensory play cubes, a picnic table, and a water fountain step stool for children with learning differences.

Chapter MI02 Our Lady of Czestochowa Parish in Bay City, Mich.

Chapter 203 St. Joseph’s Church in Stratford, Wis.

Chapter 1181 St. Stanislaus Parish in Wardsville, Mo.

An Impact Team in Stevens Point, Wis. partnered with TransACT Hope to paint a trailer home for a low-income family.

Learn how to create your own Impact Team! Visit cfl.org/impact-teams for more information.

Want your chapter to be featured in a future magazine?

Chapter 31 St. Joseph’s Parish in Grafton, Wis.

Chapter N042 St. Mary Sacred Heart School in North Attleboro, Mass.

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Recip  Corne 

Your slow cooker is going to be the star of the season with these easy recipes! Crock Pot Chicken and Dumplings Ingredients 1 onion, chopped 1 1/4 lb boneless skinless chicken breasts 1 tsp dried oregano Kosher salt Instructions 1. Scatter onion in the bottom of a large slow cooker then top with chicken. Submit your favorite recipe to be featured in the upcoming Spring edition of Radiant Life. Send a recipe that fits the season, upcoming holidays or is simply delicious! A winner will be selected through a random drawing. To submit your recipe, please email it to vicki.vlach@catholicfinanciallife.org. -

Season with oregano, salt and pepper. 2. Pour over soup and broth then add thyme and bay leaf. Cover and cook on high until the chicken is cooked through, about 3 hours. 3. Discard thyme and bay leaf, then shred chicken with two forks. Stir in celery, carrots, peas and garlic. Cut biscuits into quarters or smaller, but large enough to be bite sized. Stir them into chicken mixture. Spoon liquid over any biscuits at the top. 4. Cook on high until vegetables are tender and biscuits are cooked through, stirring every 30 minutes, for about 1 hour to 1 hour 30 minutes.

Freshly ground black pepper 2 (10.5 oz.) cans cream of chicken soup 2 cup low-sodium chicken broth 4 sprigs fresh thyme 1 bay leaf 2 stalks celery, chopped 2 large carrots, peeled and chopped 1 cup frozen peas, thawed 3 cloves garlic, minced 1 (16.3 oz.) can refrigerated biscuits

Loaded Slow Cooker Potatoes Ingredients Cooking spray 2 lb baby potatoes, halved and quartered if large 3 cups shredded Cheddar 2 cloves garlic, thinly sliced 8 slices bacon, cooked 1/4 cup sliced green onions, plus more for garnish 1 tbsp paprika Kosher salt Freshly ground black pepper Sour cream, drizzling

Instructions 1. Line a slow cooker with foil and spray with cooking spray. Add half the potatoes, 1 1/4 cups cheese, half the garlic, 1/3 of the cooked bacon, half the green onions, and half the paprika. Season with salt and pepper. Repeat. 2. Cover and cook on high until potatoes are tender, 5 to 6 hours. (The bigger your potatoes, the longer they’ll need.) About 20 to 30 minutes before serving, top with remaining cheese and bacon. 3. Garnish with more green onions and drizzle with sour cream before serving.

Recipes brought to you by Delish.

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See answers on page 16.

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NON-PROFIT ORG. U.S. POSTAGE PAID WALSWORTH

1100 West Wells Street Milwaukee, WI 53233

2021-2022 SCHOLARSHIP PROGRAM

It’s easy to apply online! Scholarship applications are located at cfl.org/scholarships.

Your membership with Catholic Financial Life gives you access to our special member-only scholarship program. In fact, in 2019, nearly $290,000 in grade school, high school and college scholarships were awarded to our members! • Catholic elementary school $200 scholarships (eligible annually) are available for students entering grades 1-8. • Catholic high school $500 scholarships (eligible annually) are available for students entering grades 9-12. • College scholarships for $1,000 (four-year institutions) and $500 (two-year institutions) are one-time awards and are not renewable. This year, in place of the service hours typically required in order to apply for the high school and college scholarships, applicants will be asked to submit an essay. Additional details are available at cfl.org/scholarships.

Parents will need to log in and submit an application for each student who is applying. Adult students who are the owners of their policy may submit their own application. If you have any questions or problems logging into your account, please call (800) 927-2547.