California Banker March/April 2023

United States Banking Industry December 31, 2022 $ $

Income Before Extra Items ($ YTD)

%

Net

%

Total

%

%

Annual

Number

$

$

Change Charge-

Change Nonper- Change As a %

Change Return Versus on Avg.

of

Total Assets

Total Loans

Since 12/21

Offs (YTD)

Versus 12/21

forming Loans

Since 12/21

of Gross Loans

State Name

Banks

12/21

Assets

Alabama Alaska Arizona Arkansas California

96

214,940,224 9,944,667 71,025,129 158,182,697 1,152,915,153 90,929,977 109,397,529 1,262,058,275

136,654,737 4,559,748 55,690,799 102,671,096 722,673,608 58,472,351 76,967,335 719,999,547

12.161

294,746

33.817 -6.502 -83.651 20.195 -13.093

836,420 15,589 747,223 409,706

6.961

0.612 0.342 1.342 0.399 0.328 0.244 0.425 0.919 0.828 0.609 0.414 0.127 0.359 0.514 0.484 0.356 0.414 0.373 0.636 0.221 0.422 0.376 0.503 0.247 0.331 0.463 2.414 0.146 2.244 0.423 0.851 0.625 0.288 0.743 0.952 0.259 0.928 0.258 0.903 0.496 0.416 0.657 0.692 1.007 0.251 0.382 0.23 0.46 2.694

3,169,782

-3.907 -4.785 18.936 -8.437 -16.662

1.441 1.087 1.539 1.281 0.826 1.192 0.933 1.234 0.437 1.071 0.948 1.277 1.196 1.177 1.195 1.175 0.917 1.453 0.921 1.225 1.231 1.081 1.311 1.084 1.258 4.794 0.859 1.141 1.598 0.864 1.122 1.325 1.064 1.259 1.161 0.997 1.104 0.914 1.248 1.098 2.134 0.818 1.407 1.161 1.219 1.065 1.033 1.357 1.01 1.26 1.09 1.355

5

5.081

1,553 1,254

-55.797 24.882 -0.866 -12.477 -0.502 -45.266 -4.597 -11.341 -27.916 -13.337 -23.684 -16.921 40.337 -25.805 -29.683 -16.835 -20.81 -25.909 -12.247 -22.255 -1.219 -29.371 -5.596 -23.908 -8.354 3.003 258.409 -18.953 -5.207 -0.574 -12.009 -20.765 14.079 -11.789 -22.702 15.367 22.388 -20.997 -8.46 6.338 -2.87 -20.336

110,642

13 82

15.975 22.126

1,064,738 1,982,852 9,637,970

90,914 404,490 10,813 69,731

121

3.865

2,366,787

Colorado

65 28 16

30.361 -7.665 12.826 18.427 18.044

52.64

142,781 327,126

1,018,047

7.116

Connecticut

54.276

963,653

-31.455

Delaware

4,101,908

5.733

6,618,638 14,244 986,730 428,750 45,039 19,005 272,465 207,337 180,620 289,319 65,059 155,826 410,439 168,497 233,071 534,218 370,838 146,993 311,404 508,703 17,401 1,703,551 532,276

15,452,757

0.597

District of Columbia

4

2,787,122

1,720,995

267

149.533

11,765

381.777

Florida

87

239,214,413

162,125,382

116,835

-4.723

2,505,005

2.484

Georgia Hawaii Idaho Illinois Indiana

137

148,966,676 59,189,757

10,3471,761 35,445,351

10.19 9.167

85,700 20,667

-14.789

1,972,772

3.072 -5.61

6

6.11

601,640 114,701

10

9,252,139

5,292,920

18.123

4,458 -654.478

11.224 -13.763 13.896

357

614,760,112 162,718,121 112,059,304 81,205,533 72,721,804 68,042,747 40,058,796 54,637,565 494,466,278 57,297,927 93,357,902 165,210,304 232,945,732 77,129,719 97,543,870 57,616,147 15,146,805 170,487,941 16,369,577 1,596,261,374 3,120,972,743 4,470,154,182 144,448,873 39,357,786 290,548,675 84,386,312 240,906,979 52,632,355 3,523,216,771 209,785,127 979,080,973 48,459,522

331,119,779 109,927,142 76,473,831 50,096,054 48,437,951 45,473,456 29,472,915 40,845,586 178,074,509 39,908,885 62,065,518 106,231,190 150,155,028 44,355,256 67,214,967 21,072,530 11,942,197

6.363

165,934 47,586 30,031 21,609 24,033 98,611

-30.682 -3.473 -4.116 -63.494 -31.305 -3.964 -79.12 -54.975 43.267 462.366 19.352 71.061 -68.884 -88.209 27.512 21.407 -70.573 -19.599 -25.739 -17.01 -7.437 -16.156 190.44 -11.219 45.967 -4.863 86.527 210.145 66.618 849.002 35.1 2.265 14.421 -53.019 -4.686

5,710,601 1,989,484

79

35.062

Iowa

245 202 116

12.53

1,311,990

-5.44 -1.24

Kansas

11.346 10.526 17.201 19.117 13.019 11.451 10.009 10.338 14.055 14.028 37.141 13.597

948,343 870,470 772,069 349,552

Kentucky Louisiana

-3.668 -0.711 -24.363 2.557 -0.029 -11.517 -3.027 15.581 -12.721 52.834 -0.103 -18.062 19.941 7.328 7.804

98 18 25 92 72

Maine

1,239

Maryland

15,396 97,672

775,159

Massachusetts

4,378,898

Michigan Minnesota Mississippi Missouri Montana Nebraska

259 -151.491

691,660

245

18,043 22,352 109,893 37,836 219,422 51,291

1,124,324 1,767,042

62

207

3,045,409

37

825,048

145

1,186,098 2,238,631

Nevada

15 16 49 29 98 38 62

6.754 15.55

New Hampshire

767

126,503

New Jersey New Mexico

129,210,513

-1.593 15.04 5.047 10.657 23.065

73,462

2,899,503

1,845,390

8,517,475

738

36,005

257,429

New York

694,217,842 1,473,134,791

927,410

5,907,988 9,203,493

13,836,505 35,300,959

4.652 7.192

North Carolina North Dakota

3,331,554

36,087,151

5,996

103,807

600,828

-19.842

Ohio

131 177

1,917,153,602 88,020,688 30,453,900 208,417,220 40,770,040 168,695,781 33,714,675 1,586,412,482 150,167,695 384,159,940

6.237

4,260,598

14,248,278

49,542,168 1,792,551

-8.95

Oklahoma

11.721 13.544

69,800 34,120 147,713 110,916 276,608 16,709

837,980 78,897 959,641

-6.871 -16.068 -2.837

Oregon

13

448,521

Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota

119

9.125 6.552

3,115,887 1,240,164

3

1,098,372

2.525

6

19.487 24.557

1,565,838

2,291,874

-7.974 2.312 -13.068 -5.116 10.846 -3.196 -13.158 -33.716 6.368 -5.585 -7.424 -20.648

36 54

86,899

574,692

1.768

4,990,203

14,325,599

31,955,133 2,645,572 11,504,478

Tennessee

118 383

11.237

93,953 198,098

744,292

5.633

Texas

7.813

1,598,166

-10.885

Utah

40 11 62 41 43

878,375,921

571,195,814

13.702

3,869,423

3,749,971

15.386

18,031,695

Vermont Virginia

6,998,060

4,597,510

9.389 8.802

856

31,793

7.026

56,951

743,308,243 116,171,192 41,457,333

459,512,527 77,921,248 27,836,608

4,019,362

4,629,439

10.918 -24.801 -10.27 -19.598 -22.064

9,928,316 1,351,323

Washington West Virginia

14.509

36,603 16,019

195,345 125,196 399,862 18,481

11.45

40.1

0.45

506,041

Wisconsin Wyoming

160

143,773,654

102,038,185

14.608

8,082

-49.434 -40.053

0.392 0.413

1,475,330

26

9,161,304

4,477,608 -16.385

904

108,560

4,400

22,952,037,321

11,795,325,719

8.49 28,654,437 1.108 Number of banks includes commercial and savings banks, but not thrifts. Information provided by Bauer Financial Reports, Inc. 15.222 81,910,900 -6.07 0.694 255,127,972 -5.411

National Total

Dollar amounts in thousands.

25

CaliforniaBanker | March April 2023