America's Benefit Specialist November 2022

MEDICARE MATTERS

PLAN UPDATES

• Part B premium giveback ranging from $40 to $75 (depending on the plan) back into the individual’s Social Security check every month • a wide network of pharmacies and doctors • no copays for Tier 1 and $5 or less copays for Tier 2 prescriptions at any in-network retail pharmacy for a one-month supply, with no deductibles • USAA Health Flex Card with $250 or more a year to use toward covered dental, vision and hearing services in select markets • Preventive dental coverage with two free cleanings a year, plus get $1,000 or more a year to cover many dental bills, includ ing cleanings, exams and more Veterans and Medicare households have access to Humana Customer Care specialists who collaborated with USAA to receive special training to better serve the unique healthcare needs of veterans. Many special ists are veterans themselves and can make it easier for them to manage their health. Humana Honor Medicare Advantage plans are available in more than 2,000 counties across the country and are recom mended by USAA. All Honor plans include Part B premium giveback as well as dental, vision and hearing coverage, and most plans also have an allowance to help buy approved OTC products ranging from $100-1,200 a year. Visit www.Humana.com/Medicare/

out-of-pocket costs (MOOPs), comprehen sive dental, improved formulary and insulin savings, an enhanced Medicare payment card and competitive hearing, eyewear and over-the-counter allowances. Allina Health | Aetna is offering the following to its MA members: • Lower premiums and maximum out-of pocket costs as low as $2,800. Once mem bers reach the maximum out-of-pocket limit, the plan pays 100% of covered medical services. • Comprehensive dental services: Members get up to $2,250 annually to be used for preventive and comprehensive dental services. Members may save money when they stay in network. • Improved formulary and insulin savings: For Allina Health | Aetna Medicare Advantage Plans with Part D coverage, the formulary will move nearly 300 drugs from higher-cost drug tiers to lower tiers. Members won’t pay more than $35 for a one-month supply of each insulin product covered by the plan. Many cov ered Part D vaccines will be available at $0 copay for Medicare beneficiaries. The plan will continue to include $0 Tier 1 and Tier 2 drugs at preferred pharmacies on all plans. • Enhanced Allina Health | Aetna Medicare payment card: To make accessing care more convenient, members on the $0 MAPD Plus plan will receive a debit card loaded with $100 every quarter to cover eligible out-of-pocket costs. • Competitive hearing, eyewear and over the-counter allowances: Members receive $0 standard hearing aids and up to $350 per year toward eyewear plus up to $120 every quarter for over-the-counter health items.

HUMANA, USAA LAUNCH MA PLAN TAILORED TO VETERANS’ NEEDS

Humana and USAA Life Insurance Compa ny announced a new Medicare Advantage plan designed with veterans in mind to pro vide a robust coverage option that comple ments healthcare benefits received through Veterans Affairs. This new co-branded Humana USAA Honor with Rx plan, available to anyone eligible for Medicare, is being offered in eight states starting in 2023 and provides the flexibility for veterans to see in-net work local doctors and fill prescriptions at pharmacies close to home, outside the VA system. The new plan is available through out Pennsylvania and in select markets in Texas, Michigan, Ohio, Indiana, Arizona, California and Hawaii. Humana introduced its Honor Medicare Advantage plans in 2020; this is the first time an Honor plan includes prescription drug coverage. Humana’s Honor plans are available to anyone eligible for Medicare, but they are designed in a way that may work alongside the benefits a veteran receives through VA healthcare. “While available to anyone eligible for Medicare, the Humana Honor plans are made to serve those who served,” said Jim Van Valin, segment vice president for Hu mana MarketPoint, the company’s Medicare sales organization. “Humana and USAA together are committed to the military community, and we are proud to deliver this opportunity for convenience, savings and personalized support. Those who gave so much to our nation deserve a health plan that gives back to them.” The Humana USAA Honor with Rx plan offers: • $0 monthly premium

Veteransopens for more details. ALLINA HEALTH | AETNA EXPANDS 2023 MEDICARE ADVANTAGE BENEFITS

Allina Health | Aetna, a joint venture health plan owned by Allina Health and Aetna, a CVS Health company, is offering improved Medicare Advantage benefits this AEP, including lower premiums and maximum

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