America's Benefit Specialist May 2023
PRODUCT NEWS
failure, COPD, depression and anxiety. Resources include li censed therapists, dietitians, diabetes educators and certified health coaches. The platform’s evidence-based approach combines personalized coaching, technology and clinical support to help individuals achieve lasting health outcomes. “Consumers expect access to digital tools that deliver value and ease no matter the industry or the company. The digital experience heavily impacts the overall consumer experience, and health insurance is no exception,” said Jon Griffith, Se lectHealth Vice President and Chief Operations Officer. “We want our members to be in charge of their health journey, and this agreement with Vida supports this goal.” The value-based agreement rewards Vida Health if they meet performance guarantees for enrollment, member s atisfaction, Medicare Star Rating measures and return on investment. Vida’s human-led model addresses not only chronic con ditions but also the underlying socioeconomic and mental health factors that impact chronic disease. Its model is built on cognitive behavioral principles that drive sustained engagement and outcomes. The company is polychronic by design and seamlessly treats the mind and body togeth er. Vida’s Medicare Advantage population suffers from an average of five co-occurring chronic conditions, and its book of business shows that 65% to 70% of those with cardiomet abolic conditions—diabetes, hypertension, obesity, high cholesterol—also have overlapping mental health conditions, such as stress, depression and anxiety. Vida’s integrated care model has demonstrated greater outcomes when treating the whole person. Vida’s virtual cardiometabolic solutions for chronic physical and mental health conditions serve members in all 50 states in both English and Spanish. For more information, visit www.selecthealth.org or www. Vida.com. IMG LAUNCHES PLAN FOR EXPATS AND GLOBALLY MOBILE CITIZENS International Medical Group, a global insurance benefits and assistance services company, has introduced a new interna tional private medical insurance (IPMI) offering through its ALC Health brand. Global Prima Medical Insurance provides long-term cover to individuals, families and groups living or working outside of their home country, typically for one year or longer. Global Prima has varying coverage options that can cover chronic conditions, cancer, complementary medicine and more to fit the needs and budgets of customers. Additionally, Global Prima customers can customize their area of cover-
CURATIVE’S EMPLOYER-BASED HEALTH BENEFITS OFFERING NOW AVAILABLE ACROSS TEXAS Curative, a health services company that recently launched Curative Insurance Company with a fully insured health plan in the Austin metro area, is expanding its health-plan options to include a level-funded plan for employers throughout the state of Texas after recently receiving approval for its stop loss policy. Curative’s level-funding options give employers the flexi bility of self-insurance together with the financial security of stable monthly premiums found in a fully insured plan. All Curative plans offer members extensive choice via a PPO network of providers and transparency with zero costs for in-network healthcare services, including primary and special ty care, telemedicine, urgent care and hospital facilities. The Curative plan covers wellness, preventive care, mental and be havioral health, and prescription drugs. Curative’s health plan eliminates the financial barriers for patients accessing health insurance by offering no-cost services with the completion of a baseline visit. To qualify for $0 copays and deductibles for all doctors, hospitals and other providers in its network, mem bers need to complete the Baseline Visit within 120 days after enrollment. With the completion of the annual Baseline Visit and one competitive monthly premium, all members get free access to in-network healthcare services. In addition to the level-funded plan, Curative’s fully insured benefit offering continues to expand. Recent approval in the San Antonio metro area expands Curative’s geographic scope to serve employers across 20 counties in the Austin and San Antonio regions with plans to expand the fully insured option statewide in the near future. To learn more, visit https://curative.com/.
SELECTHEALTH BRINGS VIRTUAL HEALTH SOLUTIONS TO MEMBERS MANAGING CHRONIC CONDITIONS
SelectHealth, a nonprofit health plan serving more than 1 million members in Utah, Idaho and Nevada, recently an nounced a new relationship with virtual cardiometabolic care leader Vida Health. The relationship provides SelectHealth Medicare Advantage and individual plan members with access to Vida’s virtual cardiometabolic solutions for chronic physical and mental health conditions. Eligible SelectHealth members can now tap Vida’s re sources for chronic conditions and associated mental health ailments, such as diabetes, hypertension, congestive heart
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