America's Benefit Specialist January-February 2023

PRODUCT NEWS

plex needs. By offering flexible options, our clients can customize their benefits programs based on their employees’ expanding healthcare experience needs and get the best possible outcomes and returns.” Quantum Health Access provides self-insured employers a flexible entry point for employees and family members to enjoy Quantum Health’s navigation ex perience. Working in partnership with the traditional carrier model, Quantum Health Access gives employers convenience, implementation ease, and a seamless and effective employee experience. Quantum Health Complete includes the navigation experience of Quantum Health Access combined with its com prehensive care-coordination service. The Complete offering links employees, employers and providers, proactive ly connecting them and intervening earlier in the healthcare process, for the greatest impact. Through its Real-Time Intercept capabilities, Complete inte grates proprietary technology, data feeds, clinical expertise, and proactive provider engagement to address mem bers’ needs and course of treatment in real time. This attention ensures that employees are guided as crucial decisions about their care are made, and they receive the most appropriate, cost-effective care and unparalleled support all along the way. Results include a better overall experience, im proved healthcare behaviors, increased benefits and ecosystem utilization, enhanced clinical outcomes, and cost savings. Employer-clients can also add value to their total benefits ecosystem by leveraging Quantum Health’s suite of Comprehensive Care Solutions, which provide deep integration and conve nience for employers to access market

Nearly nine in 10 employees surveyed say they would be interested in Hospital Indemnity insurance if it were available as part their workplace benefits. With Lincoln Financial’s Hospital Indemnity plan, employers can offer employees protection against financial hardships due to unexpected hospitalizations, in cluding mental disorder and substance abuse treatment benefits, as well as infectious-disease-related tests, among others. Enhanced Hospital Indemnity benefit options include: Newborn care benefit (sometimes called routine well-baby care): Provides a cash benefit for each day a newborn child remains in the hospital for routine post-natal care immediately following a covered person’s childbirth. Birth center benefit: Provides labor and childbirth experiences in a fami ly-friendly, homelike environment and includes a benefit for each day spent in a birth center for routine care related to childbirth. Affiliated facility benefit: Provides an additional benefit when being treated in a hospital due to a covered event, where the hospital is owned, operated or controlled by the employ er. The benefit percentage applies to the amount of the following benefits: hospital admission, hospital intensive care unit admission, hospital confine ment and hospital intensive care unit confinement. This benefit is specific to healthcare clients. Lincoln Financial’s Hospital Indemni ty product is available in 45 states and the District of Columbia. Learn more at www.LincolnFinancial.com.

recently announced Quantum Health Access, a new offering that provides self-insured employers a flexible entry point into the company’s consumer healthcare navigation experience. Employers everywhere face escalat ing challenges, and Quantum Health Access provides healthcare navigation and member services that enable them to meet their growing employee healthcare experience needs. The new solution also provides the flexibility employers need to design and manage their own comprehensive benefits pro grams, integrating with multiple carri ers and digital point solutions to drive better member engagement, utilization and satisfaction. The 2022 McKinsey Employer Health Benefits Survey found that close to half of employers now believe introducing advocacy and care-coordination tools will help employees more easily navi gate the healthcare system, engage in preventive physical and mental care, and manage chronic conditions. This in creased interest by employers to deploy healthcare navigation signals a new era of employer benefits design in the post-pandemic world in which employ ers strive to balance complexity, cost, employee satisfaction and flexibility to more effectively support their workforc es and compete for talent. “Employees’ expectations have grown and intensified, and they are looking for a healthcare experience that is as easy and streamlined as other facets of their lives. Given the complexity of healthcare, it’s becoming increasingly challenging for employers—especially larger employers—to continue to meet the healthcare needs and expectations of their employees. They are trying to balance diverse and geographically dispersed populations, spiraling costs, and complicated, multicarrier benefits infrastructures,” said Zane Burke, Quan tum Health CEO. “Quantum Health is committed to making employers suc cessful in this challenging environment. We designed Quantum Health Access specifically for their unique and com

QUANTUM HEALTH LAUNCHES FLEXIBLE SOLUTION THAT EMPOWERS EMPLOYERS TO CUSTOMIZE HEALTHCARE BENEFITS Quantum Health, a healthcare-naviga tion and care-coordination company,

leaders in specialty care services. To learn more, visit www.quan tum-health.com.

16 ABS | benefitspecialistmagazine.com