School and Community Winter 2023

The magazine for Missouri educators

MSTA OFFICERS President, Stacy Blakley, St. James R-1 President-elect, Pam Lowe, Sikeston R-6 Vice president, Amy Kelsey, East Buchanan C-I Treasurer, Andrew Reynolds, Centralia R-VI Past president, Chuck Martin, Bolivar R-1

BOARD Kezia Bohanon, North Kansas City 74, Gtr. Kansas City Region Amanda Bradshaw, Mt. Vernon R-5, Southwest Region Tisha Clawson, Bolivar R-1, Southwest Region Dana Cravens, Richmond R-16, Central Region Diane Gonzales, East Newton Co. R-6, Southwest Region Noelle Horner, Hillsboro R-3, Jefferson County Region James Kreyling, Mehlville R-9, Greater St. Louis Region Tyler Lappe, Cape Girardeau 63, Southeast Region Beth Ogden, North St Francois Co R-1, Southeast Region Mindy Parshall, Hannibal 60, Northeast Region Andrew Reynolds, Centralia R-6, Northeast Region Ashley Stanton, St. Joseph, St Joseph Region Christopher Wright, Rolla 31, South Central Region

what’s a Credit Score ?

what are my rights & responsibilities as A tenant?

understanding a lease

MEMBER SERVICE COORDINATORS Kim Bielinski

Erin Burnham Jen Conner Tracy Darian Aubry Kruse Mike Martin Sarah Papineau

Glenn Bussen Keri Cottrell Marca Hayter

what’s an appraisal?

the home buying process

Ryan Lewis

Shaelynn Nordwald

the benefits of buying a home

Mindy Walker

Mike Walsh

what is mortgage interest?

Please recycle me! When you finish reading your School & Community

MSTA COMMUNICATIONS Administrative Assistant Jennifer Bacon Director of Marketing and Communication Todd Fuller Design & Video Coordinator Michael Lising Digital Strategist/Project Manager Kara Potter Creative Media Specialist Lindsay James

high

Rent

what is equity ?

sell or remodel?

Bruce Moe

MSTA Executive Director

PUBLICATION POLICY Articles published in School & Community do not necessarily reflect the views or policies of the Missouri State Teachers Association.

magazine, please consider recycling by sharing with your physician’s office. Just cover up your mailing label with a blank one and you will be set. Let’s spread the word about Missouri’s teachers!

Advertising: Only those products, services and programs endorsed by the Board of Directors of the Missouri State Teachers Association may carry such notification. Advertising in School & Community does not imply such endorsement. Indexed by “Education Index.” It is the policy of the Missouri State Teachers Association

A Real Estate Consumer Education Course for High School Students

not to publish materials or advertising that would promote a competing organization or be detrimental to the Missouri State Teachers Association.

It’s Your Move is an exciting free online course developed for high school juniors and seniors. Through a series of short videos, case studies, and interactive quizzes, students learn important information about Consumer Credit , Renting , Buying , and Selling a home. This free course meets Missouri Learning Standards and can be accessed at ItsYourMoveMissouri.org

Copyright © 2023, Missouri State Teachers Association. All rights reserved, including the right to reprint any article, photograph, cartoon or artwork published herein. School & Community (ISSN 0036-6447) is published three times during the year by the Missouri State Teachers Association. Non-profit bulk postage paid at Columbia, Mo., and at additional mailing office. Annual subscription price of $15 is included in membership dues. Current single copies cost $3.75. Postmaster: Send address changes to School & Community, 407 S. Sixth St., P.O. Box 458, Columbia, MO 65205-0458.

Brought to you by

(Volume 109, No. 2)

Missouri REALTORS® | 2005 W Broadway, Suite 210 | Columbia, MO 65203 | missourirealtor.org

We want to hear from you Share your thoughts on our publications, suggest article topics or express an opinion about education in Missouri. Write: School & Community, P.O. Box 458, Columbia, MO 65205 Phone: 800-392-0532 Email: editor@msta.org

P.O. Box 458 Columbia, MO 65205 LOCAL: 573-442-3127

800-392-0532 www.msta.org

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