ORNL FCU 75 Years

New branches opened and were remodeled throughout this decade. Shown here are Alcoa (right) and Oak Ridge Walmart (below).

activity, imposed stricter record-keeping and reporting requirements, and mandated cooperation among financial institutions and law enforcement. But like the country, ORNL Federal Credit Union remained strong and determined to continue to improve the lives of its members and community.

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Throughout 2002, thousands of new members joined the credit union at a fast pace, with a total membership at year-end of 81,676. Excellent growth in deposits and earnings resulted in assets

of $671.5 million. In August, a new branch opened in Madisonville and at the year’s end, a bonus dividend totaling $1.5 million was paid. That year, electronic service delivery systems topped the list of high demand services. Internet banking via CyberBranch improved with the addition of electronic tax preparation and e-filing of federal tax returns, images of cleared checks, live support at the click of a mouse during regular hours, and online mortgage applications. ORNL FCU’s ongoing support of programs, events, and other efforts to improve its community continued throughout 2002 through partners-in

OUR OWN WORDS The credit union has always been

community-minded. Giving back and investing in our communities is just what we do because it’s the right thing to do. We want to connect with the communities we serve and are constantly seeking opportunities that not only align with our core values and beliefs, but promote diverse interests and provide opportunities for our employees to get involved and make a difference. Whether through donations, sponsorships, or employee

volunteerism, we are committed to doing our part in helping make East Tennessee a better place to live, work, and play. JESSICA EMERT AVP, Corporate Relations

1998-2007 GROWTH, CELEBRATION & TRIUMPH | 57