Hardwood Floors April/May 2026

By Dana Lee Cole

That bill, S.2651 known as the ROAD to Housing Act (Renewing Opportunity in the American Dream to Housing Act of 2025) was in play as part of last year’s National Defense Authorization Act (NDAA), but did not survive the final negotiation before the NDAA bill cleared Congress and was signed by the president. Led by the unlikely duo of Senators Tim Scott (R-SC) and Elizabeth Warren (D-MA), Chair and Ranking Member of the Senate Banking Committee, respectively, the legislation would have authorized several new initiatives, among them: Creation of an Innovation Fund which is a competitive pot of highly flexible funding for communities that are building more housing supply, to be used to improve community infrastructure, housing construction, and supplement water and sewer grants.

Establishment of a HUD-administered grant program to help communities establish preapproved housing designs, or pattern books, to help streamline and expedite local construction processes and build more homes. A directive for the Federal Housing Administration (FHA) to study multifamily loan limits and adjust those limits to better match housing market costs and enhance affordability. The bill also included several regulatory reform measures to expedite local construction processes. While this measure did not become law, we expect focus will remain on this legislation and that it will be a priority for any moving legislative vehicles this year. In addition to the ROAD to Housing Act, bipartisan legislation is pending in both the House and Senate that looks to increase housing starts and make home ownership more accessible. The legislation (S.1686

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