Florida Banking April 2024

Editorial & Executive Offices 1001 Thomasville Road, Suite 201 Tallahassee, FL 32303 850-224-2265 www.floridabankers.com Advertising & Production Offices 250 Prairie Center Dr., Ste. 300 Eden Prairie, MN 55344 952-835-2275 www.nfrcom.com For advertising information, contact Erica Nelson Advertising Sales Executive 763-497-1778 Erica@NFRcom.com For reprints or single issues, contact 800-336-1120 Statements of fact and opinion are made on the responsibility of the authors alone and do not imply an opinion or endorsement on the part of the officers or members of FBA. Florida Banking is published 11 times annually with a combined issue in December/January. Subscription price is $50 per year for nonmembers. Postmaster, send address changes to Florida Bankers Association, P.O. Box 1360, Tallahassee, FL 32302. Copyright 2024 Kathy Kraninger President and Chief Executive Officer Florida Bankers Association kkraninger@floridabankers.com Pamela Ricco Executive Vice President and Chief Operating Officer A

THE MAGAZINE OF THE FLORIDA BANKERS ASSOCIATION

VOLUME 39

NUMBER 3 APRIL 2024

ON THE COVER 8 - - - - - - - - Millennium Bank: Committed to service and stewardship CONTENTS 4 - - - - - - - - - Chair’s Message: How FBA’s BancServ Connects Banks with Quality Vendors 6 - - - - - President's Perspective: Be an Ally, or in Other Words, Build a Team 7 - - - Spotlight on FBA’s Women in Leadership Planning Committee: Q&A with Committee Chair Lourdes Mendes 12 - - BancServ Endorsed Partner: “An Ill Wind that Blows No Good:” Economic Headwinds and Asset and Liability Management 14 -------- Trust and Wealth Management: Banking at the Speed of Blockchain 16 - - First National Bank of Mount Dora: Banking on Community 18 - - - Florida Bankers Educational Foundation (FBEF) Donors 20 - - - FBA Leadership Luncheons Honoring FED Governor Michelle Bowman 24 - - - - FBA Leadership Luncheon Honoring Congressman Byron Donalds 26 - - - - - - Personal Transactions 26 - - - - - - - - - - - - - - Kudos 30 - - - - - - - - Upcoming Events 31 - - - - - - -Advertising Directory 31 - - - - - - - - - -Did You Know?

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Florida Bankers Association pricco@floridabankers.com

Brooke Harrison Publications Director Florida Bankers Association bharrison@floridabankers.com

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6

Jose Cueto Chair

Derek Jones Chair-Elect

Bill Penney Immediate Past Chair

Fab Brumley Second Immediate Past Chair

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On the Cover: Millennium Bank Florida Regional President Suzanne Norris

Florida Bankers Association: The voice of Florida banking since 1888.

Photos by Steven Martine Photography