Florida Banking April 2024

Mark D. Watson NFP Executive Benefits Glen A. Blackwood Ocean Bank Alfonso A. Macedo One Florida Bank Frederick G. Pullum OptimumBank Timothy Terry Performance Trust Capital Partners, LLC Jeffrey E. Adams Popular Bank Israel Velasco Prime Meridian Bank Sammie D. Dixon, Jr. Monté L. Ward QSI, Inc. Christy McMurry Dale Wright Raymond James Bank, N.A. Steven M. Raney Republic Bank & Trust Company James E. Kirkpatrick Safe Systems, Inc. William McWilliams Saltmarsh, Cleaveland & Gund

The First, a National Banking Association Ray H. Cole TIAA Bank Curt Cunkle Trustmark National Bank John D. Sumrall United Bank Mike Vincent United Community Bank, Inc. Lynn Harton United Southern Bank Greg L. Nelson Connie C. Nelson U.S. Bank Sandra Fleming U.S. Century Bank Luis de la Aguilera Valley Bank

Jeff Armstrong

Waterfall Bank

Kevin Darmody Wauchula State Bank James W. Crews, Jr. Wells Fargo Bank, N.A. Derek Jones Wells Fargo Wealth & Investment Management Candace Marshall Winter Park National Bank

David R. Dotherow Chris Wanzenberg

Wipfli LLC

Morgan Crowley Mike Morris Tiffany Tocco Wolf & Company, P.C. Nicholas Jesi

The FBEF is a 501(c)(3) non-profit corporation registered with the Florida Department of Agriculture & Consumer Services, Registration #CH7621. Contributions to the FBEF are tax-deductible. Organized in 1956, the FBEF continues to help bankers throughout Florida. If you are interested in making a tax-deductible contribution to the FBEF, contact Letty Newton at 850 701-3522, lnewton@floridabankers.com, or PO Box 1360, Tallahassee, FL 32302-1360. For information about applying for FBEF funding, please go to www.floridabankers.com/FBEF. A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE 800-435-7352 WITHIN THE STATE. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL OR RECOMMENDATION BY THE STATE. www. FloridaConsumerHelp.com

Marisa Allen Paul S. Allen Jay Newsome Kristen J. Stogniew Josh Strickland

Sanibel Captiva Community Bank Kyle D. DeCicco Seacoast Bank Todd Feintuch Karen Nolan SmartBank Billy Carroll, Jr. SouthState Bank

COMMERCIAL LOAN PORTFOLIO CONSULTING Committed. Trusted. Proven. MERCIAL N PORTFOLIO SULTING ted. Trusted. Proven.

Scott Carter John Corbett

CEIS serves 135+ commercial lending institutions throughout the U.S. and overseas. Each of our credit professionals brings an average of more than 20 years of lending and/or executive-level experience to every s 135+ commercial lending institutions he U.S. and overseas. Each of our credit s brings an average of more than 20 years nd/or executive-level experience to every engagement. ew Programs CEIS client engagement. • Loan Review Programs • Loan Portfolio Stress Testing • ALLL Methodology Validations • CECL Implementation Project Management olio Stress Testing odology Validations ementation Project Management

STS Group

Adam Stephens

Sunrise Bank

Barry R. Griffiths

Sunstate Bank

Yvonne Debesa Lloyd DeVaux

TCM Bank, NA

Damon J. Moorer The Bank of Tampa A. Gerald Divers The First National Bank of Mount Dora Robert D. White

Learn about what CEIS Review can do for you. www.ceisreview.com or 888-967-7380 what CEIS Review d

WWW.FLORIDABANKERS.COM APRIL 2024 — 19