Florida Banking September 2021

Editorial & Executive Offices 1001 Thomasville Road, Suite 201 Tallahassee, FL 32303 850-224-2265 www.floridabankers.com Advertising & Production Offices 945 Winnetka Ave. N., Ste. 145 Golden Valley, MN 55427 952-835-2275 For advertising information, contact Valerie Fischer, sales account executive 913-261-7055 Valerie@NFRcom.com For reprints or single issues, contact 800-336-1120 Statements of fact and opinion are made on the responsibility of the authors alone and do not imply an opinion or endorsement on the part of the officers or members of FBA. Florida Banking is published 11 times annually with a combined issue in December/January. Subscription price is $50 per year for nonmembers. Postmaster, send address changes to Florida Bankers Association, P.O. Box 1360, Tallahassee, FL 32302. Copyright 2021 Alex Sanchez President and Chief Executive Officer Fax 952-835-2295 www.BankBeat.biz

THE MAGAZINE OF THE FLORIDA BANKERS ASSOCIATION

VOLUME 36

NUMBER 8

SEPTEMBER 2021

ON THE COVER 8 - - - - - - - - - - - - - - FNBT Upholding a Family Legacy CONTENTS 4 - - - - - - - - -Chair’s Message 6 - - - - - - Straight Talk from the President's Desk 12 - - - - Government Relations: 2022 Session is Right Around the Corner 13 - - - FBEF: 2021-2023 Florida Bankers Educational Foundation Board Chair - Susan Payne Turner 14 - - - -Florida BankPac Update 16 - -BancServ Endorsed Partner: Personalized Banking Vs. Privacy 18 - - -The Need for a Bipartisan Commission at the CFPB 20 - - - - - Personal Transactions 22 - - - - - - - - - - - - - Kudos 24 - - - - - - FBA Staff Spotlight 25 - - - - - - - Upcoming Events 27 - - - - - - - - Did You Know? 27 - - - - - Advertising Directory

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Florida Bankers Association asanchez@floridabankers.com Pamela Ricco Executive Vice President and Chief Operating Officer Florida Bankers Association pricco@floridabankers.com Brooke Harrison Publications Director Florida Bankers Association bharrison@floridabankers.com

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Fab Brumley Chair

Bill Penney Chair-Elect

Greg Nelson Immediate Past Chair

Lloyd DeVaux Second Immediate Past Chair

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On the Cover: FNBT Chairman John Tringas

Florida Bankers Association: The voice of Florida banking since 1888.

Photos by Michael Spooneybarger