Florida Banking October/November 2025

ROBERT WHITE, PRESIDENT & CEO

Bob White has 35 years of banking experience, all with FNBMD. He started with the bank as a management trainee in 1990 and served in a variety of roles, with an emphasis on lending. White serves as Board Chairman of the bank and its holding company, FNBMD Bancshares, Inc. White has been involved with a variety of community organizations including the Mount Dora Area Chamber of Commerce, Advent Health Waterman Hospital and Junior Achievement. He also has served on the FBA Board and is a current member of FBA’s Florida Bankers Educational Foundation Board .

JOHN PEASE, PRESIDENT OF TRUST AND INVESTMENTS

John Pease brings almost 30 years of dedicated experience to FNBMD, where he has developed a deep passion for helping clients navigate their financial journeys. As a fourth-generation banker at FNBMD, he has a strong understanding of customer service and is passionate about the bank’s success. Beyond his impressive career milestones in the Trust Department, Pease is known for his approachable demeanor and commitment to community involvement.

Andrew Kurtz graduated from the University of Central Florida with a degree in finance in 2006 and began his banking career at FNBMD that year as a commercial credit analyst. After progressing to Vice President and Commercial Loan Officer, he began transitioning to the finance and accounting side of the bank after the Great Recession. Kurtz serves on the Round Lake Charter School Board of Directors and is a past board member of the Mount Dora Area Chamber of Commerce, Visit Mount Dora, First Baptist Church of Umatilla, the Golden Triangle YMCA and the Florida Nursery Growers & Landscape Association. He is a 2009 graduate of the Florida School of Banking and serves as the school’s Associate Director. He is also a 2017 graduate of the ABA’s Stonier Graduate School of Banking at the University of Pennsylvania’s Wharton School. ANDREW KURTZ, EXECUTIVE VICE PRESIDENT & CHIEF FINANCIAL OFFICER

LORI ROSS, SENIOR VICE PRESIDENT & CHIEF OPERATIONS OFFICER

With more than four decades of distinguished service at FNBMD, Lori Ross serves as Senior Vice President and Chief Operations Officer, bringing 44 years of proven leadership and operational excellence to the bank. Ross oversees enterprise-wide operations, ensuring the seamless integration of business strategy, risk management and client service. Known for fostering high-performance teams and driving sustainable growth, she has been instrumental in strengthening organizational resilience while maintaining a culture of integrity and innovation. Beyond her executive responsibilities, Ross is committed to mentoring the next generation of banking professionals and

contributing to FNBMD’s long-term health.

Bill Brooks has been with FNBMD for over 28 years. He serves as a Senior Vice President and Chief Lending Officer and is a member of the executive management team. Brooks graduated from Florida State University with a bachelor’s degree in finance. He is also a graduate of the Florida School of Banking and Stonier Graduate School of Banking. Brooks serves on the boards of the Lake County Golden Triangle Rotary Club and the Mount Dora Community Trust’s Distribution Committee. BILL BROOKS, SENIOR VICE PRESIDENT & CHIEF LENDING OFFICER

WWW.FLORIDABANKERS.COM OCTOBER | NOVEMBER 2025 — 11