Florida Banking November 2023

PERSONAL TRANSACTIONS

DAYTONA BEACH

Specialty Finance Group, which in addition to U.S. Century’s Community Association Banking Initiative geared toward assisting homeowners’ associations, includes municipality banking and yacht financing services. Alfonso has an MBA from the University of Miami. He also earned a Bachelor’s degree in Business Administration and Finance/International Business from Florida International University.

Intracoastal Bank announced the promotion of Tara Gugliara to manager of its Volusia Banking Center. Gugliara has had a variety of roles for Intracoastal for the past six years. In her new role, she will have responsibility for leading all aspects

Gugliara

Terrabank announced that Kharina Caldera Soto has been promoted to senior vice president, director of client experience and product management. Caldera Soto will continue to lead her cross-functional team, focusing on client-facing solutions, relationship

of consumer banking including sales, service, and operations in Volusia County. She will also continue to be active in supporting development and servicing of business banking relationships. She graduated from Daytona State College with a Bachelor’s of Applied Science degree in Supervision & Management. Gugliara is passionate about business, community service and education. She has been active in a variety of organizations including serving as an ambassador for the Daytona Regional Chamber of Commerce. She also volunteers as a sponsor and mentor for Take Stock in Children for Futures Foundation for Volusia County Schools. MIAMI

Caldera Soto

management and marketing strategy for the bank. She will also oversee digital channels for Terrabank, spanning innovation in online banking, wire transfers, credit cards and soft tokens and additional product offerings for domestic and international clients. She obtained her Bachelor of Science degree from Miami Dade College and completed the Management Leadership Certificate Program from Florida International University. She is currently enrolled in the Harvard Professional Development Programs for a Certificate of Leadership Excellence in Management

U.S. Century Bank announced that senior vice president, Richard L. Alfonso, has been appointed director of specialty products. Alfonso has more than 35 years of experience in entrepreneurial development, front line operations, and financial and

Development. PENSACOLA

Alfonso

Kathy Hulion has recently joined Community Bank as assistant vice president for the Pensacola office. A native of Crestview, Fla., Hulion recently served as business development

business management. He was most recently director of association banking. His role has expanded to leading the team and development of the bank’s

Hulion

coordinator and has been in banking for 31 years. In her new role, Hulion will oversee the daily operations of the Pensacola office and its staff. Active in her community, Hulion is an ambassador with Home Builders Association of West Florida, Inc., and participates with Pensacola Association of Realtors and Pensacola Chamber.

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