Florida Banking May 2024

Editorial & Executive Offices 1001 Thomasville Road, Suite 201 Tallahassee, FL 32303 850-224-2265 www.floridabankers.com Advertising & Production Offices 250 Prairie Center Dr., Ste. 300 Eden Prairie, MN 55344 952-835-2275 www.nfrcom.com For advertising information, contact Erica Nelson Advertising Sales Executive 763-497-1778 Erica@NFRcom.com For reprints or single issues, contact 800-336-1120 Statements of fact and opinion are made on the responsibility of the authors alone and do not imply an opinion or endorsement on the part of the officers or members of FBA. Florida Banking is published 11 times annually with a combined issue in December/January. Subscription price is $50 per year for nonmembers. Postmaster, send address changes to Florida Bankers Association, P.O. Box 1360, Tallahassee, FL 32302. Copyright 2024 Kathy Kraninger President and Chief Executive Officer Florida Bankers Association kkraninger@floridabankers.com Pamela Ricco Executive Vice President and Chief Operating Officer A

THE MAGAZINE OF THE FLORIDA BANKERS ASSOCIATION

VOLUME 39

NUMBER 4 MAY 2024

ON THE COVER 8 - - - - - - - Interamerican Bank: Honoring Heritage and Shaping Futures CONTENTS 4 --------- Chair’s Message: Become a Strong Advocate for Our Industry 6 ----- President's Perspective: 7 - - - - - - - - - Readership Survey 12 ----- Government Relations: The 2024 Session is Finished, What Happens Now? 13 - - - - - - - - - - - 68th Annual Washington, D.C. Trip 18 - - BancServ Endorsed Partner: Defending Against ATM Skimming Attacks: Strategies for Florida Banks 20 - - - - - - - - Trust and Wealth Management: Digital Property: The Intersection of Legacies, Technology and the Law 24 - - - - - College Costs Add Up – The FBEF Can Help! 25 - - - - - - Personal Transactions 27 - - - - - - - - - - - - - - Kudos 30 - - - - - - - - Upcoming Events 31 - - - - - - -Advertising Directory 31 - - - - - - - - - -Did You Know? A Washington Update and D.C. Fly-In Recap

8

Florida Bankers Association pricco@floridabankers.com

Brooke Harrison Publications Director Florida Bankers Association bharrison@floridabankers.com

4

6

Jose Cueto Chair

Derek Jones Chair-Elect

Bill Penney Immediate Past Chair

Fab Brumley Second Immediate Past Chair

20

On the Cover: Interamerican Bank President and CEO Agustin Velasco

Photos by Benjamin Rusnak

Florida Bankers Association: The voice of Florida banking since 1888.