Florida Banking February 2024

PERSONAL TRANSACTIONS

NEW CEOS AND/OR PRESIDENT

DAYTONA BEACH

the company and joined the board in February of 2023 when he was appointed successor chief executive officer. He has served as president of the company since February 2022, and previously served as president of its CreditBench Division, which provides

The Board of Directors of Intracoastal Bank announced that Ryan Page , president, is being appointed the additional role of chief executive officer (CEO). In the role of president/CEO he will have primary responsibility for all aspects of

Oliver

Page

government-guaranteed lending to businesses throughout the nation. Zernick joined the company in 2016. Oliver has held the role of chief operating officer of BayFirst since 2022 and has been a key player in the company’s operational decision making and strategy since joining the team in 2018.

the bank including risk management, marketing, operations, strategy, planning and execution. Page has been serving as president since January 2021. He previously served as senior vice president/chief credit & risk officer. He began his career with Intracoastal in 2016 as vice president/business relationship manager. Prior to joining Intracoastal Bank, Page was with BBVA as an associate relationship manager in the Denver commercial banking group. He completed BBVA’s Leadership Development Program where he received extensive training on all primary bank functions with a focus on commercial lending and underwriting. Page graduated from the University of Florida with a Bachelor’s Degree in Business Finance and a Master’s Degree in International Business. He graduated from the American Bankers Association (ABA) Stonier Graduate School of Banking with the Wharton Leadership Program held at the University of Pennsylvania. Page is a Florida native and a third generation Volusia/Flagler resident. He has a passion for volunteering with a focus on education, small business and the environment. He is active in many area civic organizations including the Daytona Regional Chamber of Commerce and the United Way of Volusia-Flagler Counties. He completed the Chamber’s leadership program, will join the Chamber’s board of directors in 2024 and is a board member of the United Way. He was the founding chairperson for the United Way’s young professional board known as Generation IMPACT.

PROMOTIONS/NEW HIRES

DAYTONA BEACH

Intracoastal Bank announced the addition of Caitlin Bower to the Intracoastal Bank team as assistant vice president / assistant manager, Volusia Banking Center for the bank. Bower joins Intracoastal Bank with eight years of banking experience. She

Bower

has a great deal of experience in consumer banking with an emphasis on client service and satisfaction. In her new role, she will be responsible for supporting all aspects of consumer banking including sales, service, and operations. She will also be active in supporting the development and servicing of business banking relationships. Bower graduated from the University of Central Florida with a Master’s Degree in Business Administration. Doug Reece joined the Intracoastal Bank team as senior relationship manager for the bank. In this vice president/strategy consultant for Wells Fargo Bank. During this thirty-two-year banking career, Reece served in various capacities in business, commercial, corporate and retail banking. He graduated from The Citadel with a Bachelor of Science in Business Administration. He graduated from The University of North Carolina Charlotte with a Master’s Degree in Business Administration. Reece is a long term resident of the greater Daytona Beach area. He has a passion for volunteering with a focus on education, business and community impact. He is active in many area civic organizations including Reece capacity he will be responsible for developing and servicing business banking relationships. Prior to joining Intracoastal Bank, Reece was senior

ST. PETERSBURG

BayFirst Financial Corp., parent company of BayFirst National Bank, announced that its board of directors appointed Thomas Zernick as chief executive officer and named Robin Oliver president and chief operating officer, effective January 1, 2024.

Zernick

As previously announced, retiring chief executive officer Anthony N. Leo will remain a director of the company and will also serve as a part-time consultant for strategic matters. Zernick was made a director of

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