Florida Banking December 2025/January 2026

KUDOS

Sanibel Captiva Community Bank, Continued on page 34

Islands’ inaugural Generosity Breakfast, BIG ARTS’ 2025 Documentary Film Festival, and the Community Housing and Resources’ Winter Wonderland Festival of Trees. The bank also announced its sponsorship of tickets for Sanibel School students to attend the Sanibel Music Festival, taking place in March at Sanibel Congregational United Church of Christ.

demonstrate high performance, innovative strategies and a significant impact on Florida’s economy. In October the bank sponsored Sanibel Captiva Pink Project’s Picnic, benefiting Sanibel and Captiva residents with cancer-related needs, and the United Way of Lee, Hendry and Glades 2025-26 Campaign Kickoff. In November, the bank sponsored the Charitable Foundation of the Great Place To Work® and Fortune selected SmartBank for the 2025 Fortune Best Workplaces in Financial Services & Insurance™ List. This is SmartBank’s first time being named to this prestigious list, coming in at 28th place in the small and medium category. Honorees were selected based on their ability to offer positive outcomes for employees regardless of job role, race, gender, sexual orientation, work status or other demographic identifiers. “We are grateful for the energy and dedication our associates contribute each day,” said Billy Carroll, SmartBank President and CEO. “This recognition celebrates Terrabank has teamed up with Miami Dade College (MDC), in partnership with Grovear LLC, to roll out an intensive artificial intelligence (AI) training program for all employees. The custom program, known as the AI Clinic, is tailored to Terrabank’s needs with modules designed for senior leadership, managers and staff. More than 130 employees from every department are expected to complete the course, which combines 20-25 hours of Terrabank Launches Employee AI Training U.S. Century Bank’s parent company, USCB Financial Holdings, Inc., was named for the second year to Bank Director magazine’s list of Best U.S. Banks 2025. Bank Director’s annual RankingBanking study examines the performance of the 300 largest publicly traded banks. USCB Financial Holdings, Inc. was ranked 20 out of 115 in the under $5 billion category and was one of only four Florida banks in this category. This was a significant jump from last year when it was ranked 43 out of 82. “We are committed to having a strong foundation as a well-capitalized bank and this has been borne out by our solid financial performance,” said Luis de la Aguilera, Chairman, President and CEO of USCB Financial Holdings, Inc. and its subsidiary, U.S. Century Bank. “This recognition U.S. Century Bank Named Among Best U.S. Banks

SmartBank Named to 2025 Best Workplaces in Financial Services & Insurance

their ongoing commitment to fostering a workplace where everyone can succeed. It’s truly an honor to be included among the best, and we deeply value the hard work our team brings every day.”

online study with up to 12 hours of in-person workshops. “We believe AI isn’t just a trend but a powerful tool that will help us reach the next level of sustainable, profitable growth,” said Antonio Uribe, president and CEO of Terrabank. “This bank-wide training reflects our investment in our people. Empowering them with AI knowledge is the foundation for improving our business and serving our community more effectively.”

also reflects the dedication of our entire organization in serving our customers, strengthening our communities and driving innovation across the bank.”

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