Florida Banking December 2022/January 2023

community on a consistent basis, we will be rewarded,” Andrews said. Over the course of its 75-year history, CCB Community Bank has survived devastating hurricanes, the Great Recession, and the Covid-19 pandemic, all while maintaining its dedication to serving its communities. “During the recession, what made me proudest is that we pushed forward and continued lending. Many communities relied on their community banks at that time,” Andrews said. “We embrace community, and in turn they embrace us.”

CCB Community Bank's newest location in DeFuniak Springs.

MICHAEL ANDREWS

Michael Andrews is CEO and Chairman of CCB Community Bank. Andrews has been with CCB Community Bank for more than 23 years. Before being named CEO in July 2020, he was the executive vice president and senior lending officer/loan administrator for the bank for more than 10 years. He began his banking career more than 30 years ago as a commercial lender at SouthTrust Bank. Andrews is a native of Andalusia and graduated from Auburn University, with a Bachelor of Business Administration in Finance. He and his wife, Wendy, reside in Andalusia and have two grown daughters, Caroline and Lillian.

ALAN WOOD

Alan Wood joined CCB Community Bank in 2009 as its Florida President. His role with CCB focuses on growing and diversifying the bank in its Florida markets. Headquartered in Alabama, CCB currently has locations in Crestview, Niceville and recently opened a fifth location in DeFuniak Springs, Fla. Wood’s career in banking spans more than 35 years, primarily concentrated in commercial lending. He previously held senior management roles with two community banks in Alabama. Wood is very active in the community, serving on numerous nonprofit boards. He and his wife, Tracy, live in Niceville and have three grown children and two granddaughters.

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