Florida Banking August/September 2025

AUGUST | SEPTEMBER 2025 VOLUME 40 | NUMBER 4 Editorial & Executive Offices 1001 Thomasville Road, Suite 201 Tallahassee, FL 32303 850-224-2265 www.floridabankers.com

ON THE COVER 8 BankMiami

A New Chapter in Community Banking

Advertising & Production Offices NFR Communications, Inc. 250 Prairie Center Dr., Ste. 300 Eden Prairie, MN 55344 952-835-2275 www.nfrcom.com For advertising information, contact Erica Nelson Advertising Sales Executive 763-497-1778 Erica@NFRcom.com Statements of fact and opinion are made on the responsibility of the authors alone and do not imply an opinion or endorsement on the part of the officers or members of FBA. Florida Banking is published six times annually. Subscription price is $50 per year for nonmembers. Postmaster, send address changes to Florida Bankers Association, P.O. Box 1360, Tallahassee, FL 32302. Copyright 2024 Kathy Kraninger President and Chief Executive Officer kkraninger@floridabankers.com For reprints or single issues, contact 800-336-1120

Cover Story (left to right): David Monter, Mary Usategui, Daniel Martinez, Robert Regolizio of BankMiami. Photos by Benjamin Rusnak, benjaminrusnak.com

CONTENTS

5 — President's Perspective Washington Update Keeping Focus and Seizing Opportunity!

7 — Chair’s Message Renewing the Spirit of Community Banking

12 Government Relations From the Community to the Capitol: Why Your Story Counts 14 Trust & Wealth Management Beauty – and Art – Are in the Eye of the Beholder: How the Appeal of Collectibles is Transforming the Art World 18

20 Faces of the Foundation Meet Scholarship Recipient Marcel Padron 22 Annual Meeting A Week of Connection, Insight and Celebration 24 Personal Transactions 26 Kudos 30

Suellen Wilkins Director of Communications swilkins@floridabankers.com

Keith Costello Chair

Garrett Richter Chair-Elect

BancPac Thanks 2025 Silent Auction Donors

Derek Jones Immediate Past Chair

Upcoming Events & Advertising Directory

4 — FLORIDA BANKING THE VOICE OF FLORIDA BANKING