Escapees March/April 2016

KEEP THE ADVENTURE ROLLING FULL-TIME.

Make your RV your home with an affordable Full-Timers loan from Essex Credit, a division of Bank of the West. Our experienced consultants make getting your loan quick, easy and stress-free, so you can look forward to what’s really important — living the RV life. Changing market conditions can affect rates, so act now to take advantage of our low APRs.

Loan Amount

APR* as low as

New or Used Purchase From a Dealer or Individual Seller — Purchase Locally or Cross-Country

3.99%

$25,000-$2,000,000

Refinance —

APR is fixed for the life of the loan. Other rates with different loan terms are also available. Rates are accurate as of January 22, 2016.

Apply online today. www.essexcredit.com/escapees (866) 377-3948

NEW - USED - REFINANCE

* Estimated APR (Annual Percentage Rate). Subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may apply. APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days after the loan is approved. APRs may vary with loan term. For a purchase, RV must be 200 8 model year or newer. For a refinance, RV must be 200 6 model year or newer. Maximum loan-to-value is determined by the following: credit score and model year, with collateral value being established per NADA Used Wholesale Base Trade-In Value. Maximum loan term based on model year, loan amount, loan type, and lender guidelines. Other rates with different loan terms are available. Example of a Full-Timer RV loan: A 7 -year fixed-rate $55,000 loan. Based on an APR of 3.99%, this loan has 84 monthly payments of $751.53 each.

Member FDIC. Equal Housing Lender.

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