California Banker Issue 2 2025

First page Table of contents Next page Last page

Association Update	4
A Conversation with Janet Silviera	6
California State Charter Under Attack	10
Legislature Focuses on Induced Fraud and Financial Institution Liability	12
Costly CalAccount Proposal Could Compete with Banks for Accounts and Deposits	13
Scarcity or Prosperity: The Efficiency Ratio Under Attack	15
Ask the Compliance Guru	17
The Future of Small Business Credit Card Programs	18
CBA members travel to Washington D.C. for the Annual Visit	19
CBA Partners	21
Advertising Index	23

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