CFL DOH Fall 2021

honor Degree of Honor Publication FALL 2021 VOL. 124 / ISSUE 325

Give the Gift of Life Insurance

Message From Our CEO

Special Member Benefits Just For You!

Give the Gift of Life Insurance

In this issue:

A Message FromOur CEO Sempre Avanti … Always Forward!

Dear Friends,

At the end of this year, I will be retiring as CEO and John Borgen will assume responsibilities as President and CEO. This year has been a tremendous opportunity to work together with John ensuring a smooth transition during these uncertain times. John is an outstanding leader and has my full confidence and support. I look forward to working with him in the years ahead as a member of the Board of Directors. Our strategy for growth and digital transformation is the right path forward. John and his dynamic team of leaders, associates and advisors are well positioned to embrace the opportunities and challenges in the years ahead. I am very pleased to leave the Society better than I found it. Our financial strength including record-high surplus position enables strategic investments to propel our fraternal mission and develop the products and digital tools necessary to keeping us relevant and competitive. I have loved serving the Society these past years as we embraced Society-wide common causes such as: caring for the poor, helping those with special needs and caregivers, and of course providing value to our members in expanding our educational and spiritual benefits. Our fraternal business model enables us to use our financial gains to benefit members, our Church and communities … your ownership of our financial products makes all that possible! Finally, thank you to all our members, associates, advisors and retirees. You have created a caring, accountable and innovative culture always focused on serving the best interest of our members. Serving all of you has been the great honor and gift of my professional career. May God Bless you all. As we prepare for the coming of our Savior, may this Advent be filled with gratitude for all He has done for us.

I have loved serving the Society these past years as we embraced Society-wide common causes such as: caring for the poor, helping those with special needs and caregivers, and of course providing value to our members

in expanding our educational and spiritual benefits.

In this issue

3 A Tribute to Bill O’Toole

4 Special Member Benefits

Until we meet again …

Fraternally,

6 Give the Gift of Life Insurance

Bill O’Toole CEO

2

A Tribute to Bill O’Toole At the end of 2021, Bill O’Toole will retire as CEO of Catholic Financial Life, although he will continue to serve as a member of the Board of Directors. Here are just a few of his innumerable contributions to the Society.

Reinvigorated Faith and Fraternalism at Catholic Financial Life Bill increased member benefits, created a common cause to serve the poor and those with special needs and was a visible, active presence among our volunteer Chapter Leaders. Transformed the Business Bill fundamentally transformed Catholic Financial Life’s corporate governance and received the Board of the Year award from Foley and Lardner’s National Directors Institute. Champion of Education Through Bill’s leadership, Catholic Financial Life created a scholarship program that awards more than $250,000 in scholarships annually and provides charitable support

to Catholic schools across the country. Leader in the Fraternal Sector

Bill has made a huge impact on the fraternal system nationwide. As a member of the American Fraternal Alliance (AFA) Board of Directors and former Board Chair, he helped lead a restructuring of the Alliance to ensure it best fulfills its mission.

If you would like to send Bill a congratulatory note, please email him at bill.otoole@cfl.org or send a card to: Catholic Financial Life, Attention: Bill O’Toole

Thank you, Bill, for your passionate leadership these past 15 years. We pray that God will bless you as you continue to live Catholic Financial Life’s mission while embarking on a new chapter of life.

1100 West Wells Street Milwaukee, WI 53233

3

Special Member Benefits Just For You!

Did you know that as a financial member, you are eligible to apply for a number of special value-added benefits that can enhance your membership? These benefits are one component of membership that differentiates Degree of Honor from commercial and mutual life insurance companies.

Financial Benefits

Educational Benefits

Po M p o u s l t ar!

• Member Rewards Program – Members may receive savings of up to 70 percent at hundreds of national and local merchants, such as Costco, Disney, Verizon Wireless, Starbucks, Target and more! Additional benefits include estate planning, Childhood Cancer benefit, child protection benefit, prenatal benefit, newborn protection benefit, orphan income and scholarships, special needs benefit and Norton TM 360 with LifeLock.

• Scholarships – Some of our most popular member benefits are our tuition scholarships which are available for students from elementary school through college. Members attending Catholic grade schools are eligible for $200, Catholic high schools $500 and colleges and/or universities $500 or $1,000 depending upon whether they are attending a two-year or four-year institution. Deadline for the 2022-2023 school year is March 31, 2022. The qualification criteria for high school and college scholarships have changed. • Camp – Members are eligible to apply for up to $100 toward the cost of attending a Christian summer camp. • Retreat – Retreats can be times of discovery, prayer and spiritual growth. Members are eligible to apply for up to $100 annually toward the cost of a Christian retreat. • Sacramental – The sacraments of Baptism, First Communion and Matrimony are recognized with a commemorative gift. In addition, confirmands are eligible for $100 toward the cost of their confirmation retreat and seminarians are eligible for scholarships. • Prayer Network – Intentions can be submitted to our online prayer network and are remembered in Masses celebrated in the All Saints Chapel in the Home Office of Catholic Financial Life. For full eligibility requirements, to apply for any of these benefits or to request additional information, visit degreeofhonor.com/membership. Spiritual Benefits

Wellness Benefits

• Family Care Suite – Degree of Honor offers a hospitality apartment for members or members’ families hospitalized in the Milwaukee area. The suite is available at no cost, subject to availability. • Prescription Savings Program – A member’s entire household can receive prescription savings of up to 80 percent on brand name and generic medications. Additional savings are available on vision care, hearing care and lab testing, plus grocery guidance and medication management tools. • Medic Alert – Members with medical conditions are offered a free first-year membership, which includes the cost of a stainless steel identification bracelet or necklace. • ASPCA® Pet Health Insurance – As a member of Degree of Honor, you’re eligible for up to a 10 percent discount on your base plan premium, plus, you can save an additional 10 percent on all additional pets with our multiple pet discount!

4

Impact Teams Are you looking to make an impact in your community? Would your team like to assemble care packages for those serving in the military, organize a nature trail “clean-up,” or conduct another type of project that would make a positive impact? Gather your friends and family to become an Impact Team! As a member, simply gather at least four other people (members or not) to form an Impact Team, complete a short application to explain what the group would like to do, and once approved, Degree of Honor will provide financial support and Impact Team t-shirts for up to five people! It’s that easy! Get started today by visiting degreeofhonor.com/impact-teams

An Impact Team in Wisconsin made more than 20 blankets that were distributed at an outdoor movie night hosted for children with cancer.

An Impact Team in Suamico, Wis. purchased children’s clothing, sandals, hair ornaments, and small outside toys for children in Kampala, Uganda.

What cause interests you? What type of project would make a positive impact in your community? Learn how to create your own Impact Team! Visit degreeofhonor.com/impact-teams for more information.

An Impact Team in Green Bay,Wis. purchased, assembled, and sold raffle tickets at an event raising money to support the building improvement fund for three parish sites.

5

Give the Gift of Life Insurance With Christmas just around the corner, chances are you have quite a few gifts left to buy. Show your spouse, child or grandchild how much you care about their future this Christmas season by considering the many benefits the gift of life insurance has to offer.

Benefits of Life Insurance:

Protection Against the Unexpected

You can’t predict the future but you can help prevent against future uncertainty. It’s hard to know if your loved ones will have health or financial problems down the road, but you can do everything in your power to help protect their financial future by purchasing a life insurance policy.

It’s Affordable

Life insurance premiums are based on a variety of things including your age and health. Purchasing a life insurance policy when your loved ones are young and healthy will help guarantee them protection for years to come and will be an affordable gift.

Avoid Holiday Shoppers

Do you prefer to avoid the massive crowds during the holiday season? If so, life insurance is the perfect gift for you. No long lines and no crowds of shoppers, just one call to our Insurance Solutions Team will get you started.

It’s For the Whole Family

Besides the family dog, not many gifts can be enjoyed by the whole family. However, life insurance is at the top of the list. Life insurance can provide protection and support for your entire family if you aren’t around. It can help maintain their standard of living during an already difficult time.

Provide Future Funds

Life insurance can provide financial support in the event of the unexpected and can also help provide funding for things like education or building your dream home. Whatever stage of life you’re in, life insurance can help you prepare for the future.

It’s Unique

You can bet this will be the most unique gift your loved ones will receive this Christmas. After they lose interest in their other gifts, life insurance is one thing that will never be forgotten.

15-0058-10/21 Degree of Honor, a division of Catholic Financial Life, is headquartered in Milwaukee, Wis. Products and services are not available in all states.

It’s never too early to start your shopping. Talk to your Insurance Solutions Team today at (800) 947-5812, option 3, to give the perfect gift this Christmas!

6

2022 Tentative Member Events

Degree of Honor offers a variety of member events for your family and friends to enjoy! Listed below is the 2022 tentative member events calendar. Official dates will be released in early 2022.

Snowtubing at Sunburst – January Kewaskum, Wis. Milwaukee Admirals Hockey Game – February Milwaukee, Wis. Milwaukee Brewers Baseball Game – May Milwaukee, Wis. New – Roger Williams Park Zoo – June Providence, R.I. Summertime Fun at Fireman’s Park – July Columbus, Wis. Virtual Bingo – March

Milwaukee Zoo – July Milwaukee, Wis.

Wisconsin State Fair – August West Allis, Wis. Mexican Fiesta – August Milwaukee, Wis. New – Minnesota State Fair – Pilgrimage to Our Lady of La Salette – September Attleboro, Mass. Basse’s Taste of Country – October Colgate, Wis. August/September Falcon Heights, Minn.

To register or learn more about these events, visit degreeofhonor.com/ member-events or call 414-278-6573.

7 Family Fun Festa Italiana – July Milwaukee, Wis. New – Woo Sox Game – July Worcester, Mass. Virtual Bingo – November

NON-PROFIT ORG. U.S. POSTAGE PAID RIPON, WI PERMIT NO. 100

1100 West Wells Street Milwaukee, WI 53233

Being safer online is an easy choice. Opt-in to Cyber Safety.

It’s not that you try to be unsafe online. But sometimes, you can’t help it. To get access to what you want, you may have to give up personal information and privacy and be a little unsafe. Norton 360 with LifeLock helps keep your digital life safer. With device security, a VPN for online privacy, and identity theft protection, all-in-one, Opt-in to Safety.

No one can prevent all cybercrime or prevent all identity theft.

*Important Subscription, pricing and Offer Details:

• The price quoted today may include an introductory offer. After that, your subscription will automatically renew and be billed at the applicable monthly or annual renewal price found at Norton.com/pricing. Special offer(s) may expire. • You can cancel your subscription at my.norton.com or by contacting Member Services & Support at 844-488-4540. For more details, please visit Refund Policy at: Norton.com/return-policy. • Your subscription may include product, service and /or protection updates and features may be added, modified or removed subject to the acceptance of the License and Service Agreement.

Plans start at under $10 month for the first year of the membership*

Promo Code: CFL

The Norton brand is part of NortonLifeLock Inc.

Copyright © 2021 NortonLifeLock Inc. All rights reserved. NortonLifeLock, the NortonLifeLock Logo, the Checkmark Logo, Norton, LifeLock, and the LockMan Logo are trademarks or registered trademarks of NortonLifeLock inc or it's affiliates in the United States and other countries. Other names may be trademarks of their respective owners.

Norton.com/CFL | 866-917-2250

GPPM13354 0521