BIP Spring 2025

Staying the course While Trump’s immediate policy focus is on tax reform, immigration and reducing government regulations, NABIP is prepared for potential shifts in healthcare policy. “There is an overarching reality of uncertainty and us not being able to know for sure where things are going,” says Jen Berman, NABIP Legislative Council chair.

independent agents and potentially limited access to unbiased advice. “It’s not just about getting paid,” Andel says. “If you take away agent compensation, the only source for advice on enrollment will be the health plans themselves, and they’ll just put people in the most expensive plans.” Beyond compensation, NABIP is advocating for more flexibility in Medicare Part D. Currently, beneficiaries can make a one-time change to their Medicare Advantage plan but lack the same option for Part D prescription drug plans. NABIP wants to change that, citing frequent formulary changes that surprise seniors at the pharmacy counter. Another Medicare concern is how COBRA coverage is treated when transitioning to Medicare. Currently, individuals who delay Medicare enrollment due to COBRA face lifelong penalties. NABIP is pushing for reforms to recognize COBRA as credible coverage to

Despite the unknowns, NABIP remains committed to its agenda. “Stay the course,” Berman adds. “Continue to focus on our legislative priorities, educate lawmakers on the role of brokers and agents, and advocate for stability in the healthcare market.” While healthcare policy may not be at the forefront of Trump’s immediate agenda, NABIP is actively working to ensure that key reforms remain a priority. NABIP is committed to

“ ”

If you take away agent compensation, the only source for advice on enrollment will be the health plans themselves,

and they’ll just put people in the most expensive plans.

engaging with policymakers and keeping healthcare accessibility and affordability front and center. As new agency leaders settle into office and legislative discussions unfold, NABIP will continue pushing for stability in an uncertain political environment. “We look forward to meeting the new leaders in the agencies,” Andel says. “We’ll be engaged the whole time.”

prevent unnecessary financial penalties.

georgeclerk / iStock

Spring 2025 bip magazine 7