Autumn Years Spring 2024

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6 IN MY WORDS Keeping Up?? By Sally Novak 9 COUNTY CALENDAR A selection of activities available in Bergen County and its neighbors 12 HEALTH & WELFARE 12 Fit for Life Conversation with My Body By Roger Anthony If only bodies could talk; here’s one that does and what it offers is good advice to help its owner stay healthy and, not surprisingly, Fit for Life

20 FINANCIAL PLANNING 20 How to Ensure You Are Financially Prepared for an Emergency By Timothy M. Duncan, JD, AIF® Financial preparedness is about creating a plan to help you deal with unexpected financial challenges; here is a guide to help create that plan 22 Estate Planning When You Are a Pet Owner By Nima Ashtyani Some advice for pet owners in the event they are unable to care for their pets either temporarily or permanently 24 To Roll Over (or Not to Roll Over) Your 401(K) By Timothy M. Duncan, JD, AIF® When making a decision about whether a rollover is the best choice, it is important to be familiar with these considerations If you are planning to move to a planned community or condominium complex, it would be helpful to understand how HOAs work 60 TECHNOLOGY TRENDS 60 Time to Spring Clean Your Tech Consider cleaning your digital devices to make them more secure and more efficient; here are some simple tasks to help do that If you are planning to move, these apps can help make the task less daunting (from packing to moving to changing your service providers and mailing address) 64 BEST BETS Got Spring Fever? Try These Fun Outdoor Activities with Your Grandkids By Kimberly Blaker Make the most of this pleasurable season by getting out in the fresh air with your grandkids and enjoying these family activities 26 Navigating a Homeowners Association By Nicholas Stratton 62 What’s Up with Apps By Luke Yeagley

14 Food for Thought Not Eating Nuts? That’s Nutty! By Stephanie Sass, MS RD

Nuts and seeds are among the most nutrient-dense foods you can include in your diet; find out why and then take a look at some creative recipes that include them

16 A Change of Place: Know Your Options By Michelle Malikzay

Understanding what options are available if you or a loved one finds

current living situations becoming burdensome requires research; here are some alternatives that may need to be considered

18 Does Your Hospital Make the Grade? By Robin Frank

When faced with a serious illness, a life-saving surgery or even routine medical treatment, choosing a hospital could be the most important decision you ever make; learn about resources available to help make that decision wisely

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AUTUMN YEARS I SPRING 2024