America's Benefit Specialist December 2023

CPC QUIZ

12. What is direct primary care, and how does it differ from traditional health insurance? A. DPC offers unlimited access to primary care services with no premiums or deductibles. B. DPC includes high premiums. C. DPC relies on filing claims and adhering to insur ance limitations. D. DPC is a type of high-deductible health plan. 13. What is one advantage of limited-benefit indemnity plans for employees, as mentioned in the article? A. They provide unlimited access to primary-care ser vices. B. They cover critical services like hospitalization and surgery.

14. How can the combination of DPC and minimum es sential coverage benefit employees? A. by providing no healthcare coverage at all B. by limiting access to preventative care C. by improving the value of the coverage D. by increasing employee out-of-pocket expenses 15. Why is the integration of DPC with high-deductible health plans recommended in the article? A. to increase employees’ out-of-pocket expenses B. to reduce insurance claims expenses C. to encourage employees to avoid routine-care ben efits D. to maximize primary-care costs for staff

C. They have high premiums and deductibles. D. They exclude covering accident-related costs.

Answers to last month’s quiz: 1. C 2. C, 3. A, 4. D, 5. B, 6. C, 7. C, 8. A, 9. A, 10. C, 11. A, 12. D 13. A, 14. B, 15. B

CONGRATULATIONS, REGISTERED EMPLOYEE BENEFITS CONSULTANTS! The professionals listed below earned the Registered Employee Benefit Consultant ® designation in September. NABIP views this designation as the highest form of recognition in the health insurance industry, demonstrating the highest level of commitment to educational leadership within the insurance profession.

Kelly Becerra Lindsey Bohon Christy Cingolani

Rashea Gaines Larry Goeas Gunner Kennedy

Scott Russell Dillan Suelto Sarah Sunderlage

The REBC® designation was established to acknowledge professional accomplishments in the employee benefits and healthcare-reform fields and distinguishes the recipient as an elite practitioner in the field. Earning an REBC® designation is visible testimony to clients that their advisor has acquired and maintained the highest level of expertise and competence.

The program is delivered in classroom and online delivery by NABIP’s Benefit Specialist Institute. More information is available at http://nabip.org/professional-development/rebc-designation.

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