America's Benefit Specialist December 2023

PRODUCT NEWS

Banner|Aetna plans are available to individuals and their families in Gila County for the first time in 2024. The insurer continues to support Arizonans throughout Cochise, Coconi no, Maricopa, Pinal, Pima and Yuma counties. The company has launched new programs that will help consumers more easily access care at a lower cost. In addition to coverage for 10 essential benefits like prescrip tion drugs, maternity and newborn care, and mental health services, plans include: • Open access to in-network providers. Referrals are not required, and members can see any in-network doctor without selecting a primary care provider. • A yearly allowance of $100 for CVS-brand health and well ness items. Members also get 20% off CVS Health prod ucts. • $0 visits at MinuteClinic and HealthHUB locations. Mem bers can receive flexible, one-on-one support for acute and chronic care needs. • $0 on-demand, text-based primary care through 98point6. Members have 24/7 access to board-certified doctors for diagnosis and treatment. Enrollment can be completed directly through BannerAet na.com, on HealthCare.gov or with the help of an authorized health insurance broker. FAIR HEALTH LAUNCHES VIDEO TUTORIAL FOR OLDER ADULTS Independent nonprofit FAIR Health recently launched a video tutorial on a dedicated section for older adults, avail able on its free, national, award-winning consumer website, fairhealthconsumer.org. Created as part of a three-year initia tive funded by The John A. Hartford Foundation to facilitate shared decision-making discussions and healthcare engage ment among older adults and family caregivers, the video tutorial orients users to the tools, educational content and resources available in the Older Adults section. The FAIR Health Consumer Older Adults section—which launched in September 2022 as part of a prior JAHF-funded planning grant—offers actionable tools, educational content and resources to help older patients and their family caregiv ers understand and manage their healthcare costs and make informed healthcare decisions. The video tutorial shows consumers how to use FAIR Health’s shared decision-making

live better, healthier lives, which is why we’re excited to add St. Clair County to serve more people across Michigan,” said Patty Graham, Meridian plan president. Ambetter from Meridian provides coverage of all essential health benefits, including preventive and wellness services, maternity and newborn care, pediatric services, mental health services, hospitalizations and prescription drug cover age. Some plans also include dental and vision coverage. Virtual 24/7 Care offers members an Ambetter-designated licensed provider via telehealth without having to leave their home to get quick remedies for non-emergency illnesses such as flu, skin conditions, ear infections, fever and respira tory infections. Through the Ambetter from Meridian website, people can browse and compare coverage options, determine their eligi bility for financial subsidies, and directly enroll in coverage— all in one place. The platform is accessible through mobile devices, so people can enroll using smartphones. If a person is unable to complete enrollment all at once, the system will save progress and provide reminders to finish enrollment. Members have access to the My Health Pays program, where they can earn points for practicing healthy eating habits, staying active and leading a healthy lifestyle. Through the program, members can complete health-related activ ities and challenges, and can earn up to $500 in rewards in 2024. These rewards can be used for health-related expenses such as copays and deductibles. My Health Pays also allows members to set and reach health goals at their own pace by providing seasonal suggestions for activities and guidance to help stay on track. Here is the full list of Michigan counties in which Ambetter from Meridian will be offered in 2024: Allegan, Barry, Berrien, Calhoun, Cass, Genesee, Hillsdale, Ingham, Jackson, Kalam azoo, Kent, Lake, Lapeer, Macomb, Mason, Mecosta, Monroe, Montcalm, Muskegon, Newaygo, Oakland, Oceana, Ogemaw, Osceola, Oscoda, Ottawa, Roscommon, Sanilac, St. Clair, St. Joseph, Van Buren, Washtenaw and Wayne. Visit AmbetterMeridian.com for details.

BANNER|AETNA NOW OFFERING ENHANCED ACA INSURANCE PLANS TO MORE ARIZONANS Banner|Aetna, a joint venture health plan owned by Banner Health and Aetna, a CVS Health company, is offering Afford able Care Act health insurance plans with additional benefits across more Arizona counties in 2024. Banner|Aetna will offer Silver plans at zero premium in Maricopa, Pima and Yuma counties for fully subsidized members.

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