America's Benefit Specialist August/September 2023

PRODUCT NEWS

employee well-being. A Guardian survey found that employ ees who have supplemental health benefits are 33% more likely to report high overall well-being compared to those who don’t, and having supplemental health insurance is cor related with higher self-reported financial health. Employers also recognize the many ways these benefits contribute to well-being: For example, six in 10 employers agree that sup plemental health benefits help them meet employees’ need for financial security. Guardian’s new Critical-Illness insurance offering aims to provide care for the whole family by offering additional cov erage for childhood illnesses and disorders such as autism, congenital heart defect and multisystem inflammatory syn drome caused by COVID-19. Guardian has also streamlined the management of critical-illness insurance benefits in several ways, enabling employees to access and use benefits as quickly and conveniently as possible. Key changes include simpler language for benefits explanation, benefits for less severe illnesses and earlier payouts at earlier stages of some neurological conditions such as Alzheimer’s, multiple scle rosis and Parkinson’s disease. Guardian also automatically checks for eligibility across all supplemental health coverag es when a short-term disability, paid family medical leave or a state-mandated disability claim comes in to help ensure employees receive all benefits to which they are entitled and can focus on recovery, not finances. Guardian’s new Critical-Illness offering has been approved in a number of states. Visit www.guardianlife.com/group/criti cal-illness-insurance/well-being to learn more. ADMINAHEALTH INTRODUCES INTUITIVE BILLING SUITE AdminaHealth, a provider of employee benefits billing solu tions for the healthcare, insurance and voluntary benefits marketplace, has announced the release of the intuitive AdminaHealth Billing Suite user interface. Building upon the success of its automated reconciliation, consolidation and payment features, AdminaHealth is taking a major leap forward with a new user-driven interface that further revolu tionizes the administration of employee benefits premium billing. The new user interface (UI) empowers brokers, carriers and employers with greater control and independence, and transforms how they manage employee benefits premium billing. The updated AdminaHealth Billing Suite UI features: Innovative design: A fresh look and feel that is both aes thetically attractive and exceptionally user-friendly, ensuring a seamless experience for all users. Comprehensive billing-reconciliation process: Users have real-time visibility into the health of their billing processes.

FRESHBENIES LAUNCHES VIRTUAL PRIMARY CARE WITH $0 VISITS freshbenies, an employee benefit that cuts healthcare costs and confusion for employers and their employees, has launched a Virtual Primary Care service that empowers employees to: 1) establish ongoing, personalized doctor visits by video with a U.S. primary care physician of their choosing 2) maintain routine well visits and manage chronic con ditions including diabetes, blood pressure, cholesterol, GI issues, arthritis, respiratory illness and more, and 3) schedule unlimited visits for $0. This new service completes 3 levels of enhanced telehealth services with $0 visit fees: General, Primary Care and Behavioral Telehealth. To learn more, visit www.freshbenies.com. The Guardian Life Insurance Company of America recently announced an enhanced Critical-Illness insurance prod uct, giving employers more flexibility to help ensure overall well-being for employees and their loved ones through all stages of life. Employers are looking for unique ways to show employees how much they’re valued and are increasingly turning to benefits that can help boost employee financial confidence and overall well-being. To address this need, Guardian is introducing coverages in high demand among employees, including optional family-planning benefits that support employees during infertility treatments and through preg nancy and potential delivery complications. Guardian also doubled the number of covered diseases and conditions and offers coverage for preventative measures taken due to hav ing a BRCA1 or BRCA2 genetic mutation, which can increase the risk of certain cancers, including breast cancer. “We know the impact that major illnesses and medical conditions can have on the well-being of employees and their families, and this expanded offering helps ensure employees feel financially confident in good times and bad so they can focus on recovery and lifelong well-being, “ said Jonathan Mayhew, head of group benefits at Guardian. “As new and expanded benefits continue to be in demand, this offering will help organizations protect the well-being of their employees and their families and help ensure they can easily access benefits in times of need.” Research shows that benefits like Guardian’s expanded critical illness offering play an important role in fostering GUARDIAN UNVEILS CRITICAL-ILLNESS INSURANCE EMPLOYEE BENEFIT

benefitspecialistmagazine.com | ABS 13